Category Archives: Art Insurance

Avoiding Online Art Fraud

The following are excerpts from our Principal William G. Fleischer’s Q&A interview with renowned online art site, Artsy.

Artsy features the world’s leading galleries, museum collections, foundations, artist estates, art fairs, and benefit auctions, all in one place.  William represents leading art insurers like: AXA, Travelers, Chubb, XL-Catlin, ARIS, Philadelphia, Tokyo Marine, Markel, Hartford, and Berkeley, just to name a few. He has been honored by Insurance Business Magazine as a top Fine-Art Insurance broker. 

1. How do you assess who is at fault in the case of online fraud?

It’s always the seller, and what does that mean? It means it could be an auction house, gallery, dealer, artist, or collector. It only takes one to commit fraud and fool the rest.

Anyone selling art or buying art has the exposure of fraud. Both parties must do their due diligence, such as verifying provenance, artist catalog raisonné, and authenticity certifications. If the art has an appraisal, then verify that it is not photoshop or touched up. To make sure one does all they can to confirm the authenticity, these are some resources: contacting the appraiser, establishing the comparisons, and researching the appraiser to avoid possibly buying or selling a fake.    

Some art dealers try to do a soft touch by requiring sellers/consignees to sign documents regarding titles, conditions, and appraisals to endorse that they are true. The more you inform yourself, the better; you can never do too much research or ask too many questions.  

When it comes to fraudulent art coverage, not all art policies cover fraudulent artwork; it is considered contraband, and selling contraband is illegal. If the work is scheduled for your collector’s policy and is found to be fake, there is no misrepresentation coverage. If you have a blanket policy, you will be paid for the fake market value. So buying and selling fake art is legal as long as you disclose it as a replica.

2. How have your policies adapted to cybersecurity breaches in the art market?

The traditional Art insurance policy has not adopted to cyber exposures. The insurance industry developed a special Cyber Liability Policy focusing on cyber-crime exposure. This policy pertains to identity theft, ransomware (when someone locks you out from your data, emails, network, etc.) extortion, stealing secrets passwords, defacing websites, and virus attacks. 

3. How recent is this sector in the field of insurance?

Cyber is about ten years old. With the proliferation of online business, there has been a growth of hackers, viruses, and extortionists. The increase has risen so significantly that our government has created requirements for firms to follow to protect consumers.

As for online fraud, it has been around since the time you could upload pictures to the web, and Adobe Photoshop was developed. This has caused many issues from wiring, bounced checks, and even sending empty boxes to purchasers.

4. How long has ArtInsuranceNow.com been involved in this aspect of insuring artworks? 

We have been insuring online art dealers for the past seven years. It has grown into a vertical marketplace. Everyone is selling online, including artists, collectors, auction houses, galleries, dealers, and even art stores.

Each has its own unique exposures to fraud. Keep in mind that not all policies are the same. Be sure to check if your policy addresses your requirements like online transit coverage, method of valuation at time of loss calculations, or covering your art inventory on and off the premises.

5. Do you see a greater need for this kind of protection in the industry?

For Cyber, yes. New York State has joined other states imposing a cyber law called “Stop Hacks and Improve Electronic Data Security.” (Shield) https://www.shrm.org/resourcesandtools/legal-and-compliance/state-and-local-updates/pages/new-york-shield-act.aspx this requirement enforces that all employers to have a plan preventing breaches to their computers, networks, and associated vendors accounts.

This is a forever ending battle between hackers and online transactions. As for the actual exchange of art, there have been talks of blockchains, but it’s too young of a concept and still unproven to be used as a standard in today’s art transactions. 

6. Can you provide some examples of cybersecurity cases you’ve had to handle? 

I have not handled any cyber claims directly, but I am aware of a few: 

A hacker was able to enter the data of a large firm. They then posted the information on a social media website for everyone to read. The leaked information included: what they purchased, addresses, the items they sent, family members, affairs, second homes, and other nonpublic notes in a client file.

This was a clear breach of confidential information. Although it was not their fault, the firm was sued because a spouse learned of an affair and asked for a divorce. Another lawsuit was served because a private loan against the art was shared, which tainted their reputation. All in all, this breach caused multiple cases.

Another case brought to my attention was a prominent online dealer who was hacked by ransomware (explained above). It was very costly to pay. They locked him and his staff out of their management system, websites, all email accounts, and their access to vendors.

The business was frozen until the ransom was paid. The dealer did have the option to rebuild his systems from scratch, but it would be time-consuming, and with these delicate matters, time is of the essence.

The last I will share case occurred with a museum. A director was out of town on business, a hacker got into her email and sent a request to wire money to the controller to purchase art work. Just like that, the transfer was done, and the Museum lost $30,000.

7. What should collectors keep an eye out for regarding insurance when collecting online?

For fraud, they should keep an eye out for: the reputation of seller and buyer, the person or company who does the appraisals, condition reports, how the art is packed, whether the items are on the government forbidden list (like ivory), and complaints. 

When it comes to cybersecurity, confirm: if there is a security in place, preventing attacks.If the second or third party provides software against breaches to their system, if there are approved certificates on their website, and have a separate bank wire account for just purchases.

Be sure to have firewalls on your computer, verify before opening embedded links by looking at the URL where it is coming from? Install anti-virus software and keep it up to date. Before clicking any link, go with your gut. When in doubt, don’t click.

We work with “A” rated Insurance Companies to ensure art collectors, galleries, museums, dealers, artists, and auctioneers that their works are properly taken care of. Get your free quote below.

The Importance of Art Transit & Insurance

Art collectors, museums, galleries, artists, dealers, and auctioneers have one interest in common – The love, and preservation of art. The latter is what proper art insurance is for. A knowledgeable broker will know how to meet your requirements and make sure that your valuable possessions are insured against unforeseen damage and loss.

Risk management in the world of art

Knowing the perils of owning art and how damage can be prevented is crucial for risk management in the art world. In other words, you will not know how to protect your valuable art if you are unaware of the risks. That’s why ArtInsuranceNow.com is here to help clients choose the right type of insurance tailored to their situation. 

Why should an artist or collector have to be familiar with insurance terminology in order to choose proper coverage, when they have a team that is at their service who will recommend coverage based upon their unique situation? There is another necessary step to set up a solid risk management framework, and that is hiring experienced art movers to transport your art. According to top art insurance carriers, most accidents involving art occur during transport making up to 60% of insurance claims. For mitigation of this risk, you will require qualified art movers to handle conveyance.

Do you know the true value of your art collection?

Even though you know the sentimental value of your art piece or collection, you will probably not be able to determine its market value until you get it properly appraised. Don’t have an appraisal? we can still write a policy but at the time of loss, you must prove the value. ArtInsuranceNow.com can present accurate coverage that is suited to you. This provides cost-effective, comprehensive protection. It is essential to have a policy that covers damage and loss on or off-premises, during transport, in storage, and while the art is being exhibited or auctioned.

Accidents Happen

The true importance of having proper art insurance can be seen when an unfortunate event occurs. The smart thing to do is to think ahead and get the stellar coverage and exceptional service ArtInsuranceNow.com offers. There are many perils that your art can be exposed to, some examples are:

Theft

Art trafficking is one of the most prosperous criminal acts. It has been so from ancient times and unfortunately, it still is. Having proper art insurance cannot replace what has been lost but it will help you recover your investment.

Damage

All types of art can be precious, but some are much more delicate than others. You can never be too careful when protecting your valuables. Misfortune happens and we rarely see it coming. Art pieces can be completely destroyed or get ruined and lose all value in many ways, here are just a few:

  • Floods,
  • Fires,
  • Natural disasters
  • Fraud
  • Heist
  • Inadequate handling

Transit

Most damage to art happens in transit. Yes, movers can destroy your precious items. Whether it is due to incompetence or simply by accident, movers can damage or destroy the items you care so much about. So, be careful when hiring someone to relocate your valuable pieces of art. A good practice is to have a list of questions to ask before making a final decision about who will perform your relocation. Ask your friends for recommendations and call at least three companies to see what they offer. You can even contact the nearest gallery or museum and ask them for advice.

Transportation of fine-art pieces is the riskiest part of the relocation, but your movers should also be careful when packing and unpacking. Preparing art for relocation is a delicate task and it should never be done under pressure. That is why you should never try to self-transport your valuable items. Hiring fine art movers might seem expensive, but can you really put a price tag on peace of mind? It only takes one mistake to ruin an important work of art.

Ask your movers to describe the entire moving process to you. Will they come and see your art pieces before the relocation date so that they can make a plan? What kind of materials are they planning on using? Is the moving truck temperature controlled? Feel free to ask whatever comes to mind. After all, it is your art collection and you have the right to know.

Having the combination of proper art insurance along with qualified art movers means that you can rest assured that your art is covered for unforeseen circumstances and is in good hands when being transported. Risk management is the best investment you can make, for an extensive collection or just the precious piece of art you inherited from a relative.

Why use Fine-Art Movers?

Relocation is a complicated process that is emotionally, physically, and financially highly demanding. Owners of an impressive fine art collection have to face a serious challenge once the relocation becomes inevitable. Bearing in mind the sentimental and monetary value of the works of art in your possession, opting for a do-it-yourself move is an unreasonable and a very risky decision. You need genuine professionals who guarantee a smooth, trouble and stress-free relocation of your precious pieces and thus provide you with so much needed peace of mind. Here is a further explanation of why it is necessary to hire fine art movers for this endeavor.

Expert teams handle fine-art with the utmost care

As a passionate art collector, you must be aware of the fact that each and every work of art is unique and, thus, requires unique handling. Hiring movers who are not experienced and knowledgeable enough to handle your valuable art collection may have severe consequences. To be able to respond to this task properly and orchestrate and conduct the relocation successfully, movers have to be well-trained to handle artwork through each one of the relocation stages. Competent expert teams know how to apply proper packing techniques to provide your items with the utmost safety. They know how to install and deinstall fine art pieces, which is also critical in this process. Hence, only these expert teams can offer the impeccable service of moving your fine-art collection with success.

Proper packing is essential

Protecting your art collection is important at all times and the process of relocation is no exception. By using proper packing techniques and premium quality, non-abrasive packing materials, fine art movers reduce the chances of potential damage to a minimum. If necessary, they are trained to apply custom crating to make your art pieces perfectly safe while in transit. Designing and building these custom crates is one of the challenges regular furniture movers are not able to meet. Should any damage happen to your art collection, it might be considerably more expensive than hiring these specialized professionals for the job. Hence, investing in professional services is an intelligent choice. 

Expertise and accountability during fine art transportation

Whether you are moving your art collection a block or thousands of miles away, it is vital to manage all the risks while your artwork is in transit. Hiring fine art movers is a good strategy to achieve this because these experienced and skilled professionals are well-acquainted with a wide range of practices in accordance with the intrinsic nature of artwork. They are obliged to follow strict procedures and document every step of the moving process for quality assurance purposes. When necessary, they use elevating cranes for heavy and awkwardly-shaped pieces or even obtain a special license to block a street while the installation of an art piece at a final destination is in progress. Understandably, this is something unachievable for ordinary furniture movers. 

Furthermore, fine art movers transport your art collection in climate-controlled trucks and are ready for every contingency.  Concerning the value of your collection, this is certainly a cost-effective solution given the circumstances.

Proper insurance against damage and theft

Proper insurance and taking precaution measures against damage and theft are of key importance while the relocation of your art collection is in progress. If you hire fine art movers, you are presented with numerous options and a great variety of additional coverage that guarantees maximal protection to your valuable possessions. Reputable companies of fine art movers also offer moving trucks with GPS capability and a proper alarm system. The personnel involved in the process is always subject to a thorough background check that will witness their credibility and capability to conduct this task. In the case when you relocate art pieces of considerable value and importance, fine art movers organize police escort and armed guards for the utmost safety of your belongings. To be precise, they tailor the whole process to suit your needs, requirements, and financial means at your disposal.

Premium storage services

Finding the highest-quality fine-art storage facilities is a very challenging errand since you cannot entrust your valuable collection to anyone without carefully analyzing all the options available. Fine art is very delicate, sensitive to temperature changes, humidity, dirt, and pests, so you need a facility that provides satisfying conditions that will not cause any unwelcome changes and eventually diminish the aesthetic or monetary value of your art pieces. If you opt for hiring fine art movers, you choose expertise over amateurism. They are familiar with all the conditions a top-quality storage unit has to meet to become the choice of distrustful collectors who only want the best for their collections. 

The safe and carefully planned installation

Installation of your fine art collection, once it arrives at the final destination, is much more than simple unpacking and randomly choosing a place for each piece. Fine art movers are trained to analyze the interior in detail and then provide you with a wide range of art installation options given the circumstances. They find the best places to hang your beautiful paintings or to install massive and heavy sculptures.

 Fine art movers also identify the need to use special equipment for these tasks. They can detect the type of hardware necessary, for example, to keep your paintings safely in place according to their weight.  Prior to commencing the whole process, these professionals visit the final destination to be able to make a thorough plan. Since fragile, delicate, and highly valuable pieces are in question, having professional assistance is the warranty you need to relax and be sure the move will be completed utterly to your satisfaction.

Final words on the reasons to hire fine art movers

All factors considered, it is clearly evident that entrusting amateurs with relocating your fine-art collection is an unreasonable and unwise decision which might result in irreparable loss. Conduct a thorough search, explore reviews, ask for references to find the most reputable fine art movers you can trust with this complex task. Only this approach can guarantee the successful completion of this endeavor and the safe arrival of your precious pieces to their final destination in a timely manner.

Disclaimer: This article includes a link that will bring visitors to a third party website, owned and operated by an independent party over which Bernard Fleischer & Sons Inc. has no control (“3rd Party Website”). Any use of the 3rd Party Website will be subject to and any information you provide will be governed by the terms of the 3rd Party Website, including those relating to confidentiality, data privacy, and security.

Great Coverage and Great Service at ArtInsuranceNow.com

The Artist, Collector, Gallerist, or Art Dealer knows the intrinsic value in knowledgeable customer service. And they find it at ArtInsuranceNow.com

Patricia is a 40-year-old owner of a small but valuable collection of paintings. She says “I feel like ArtInsuranceNow.com makes things easy for me in a way that insurance companies don’t necessarily offer,” She’s been with ArtInsuranceNow.com / Bernard Fleischer & Sons Inc. for eight years and worked with two different individuals from the firm over that time, and she’s quite happy with the outcome. “They’re amazing,” she said. “They always help me whenever I have issues.”

Theoretically, she fits the industry model of a savvy customer that shouldn’t care for the ‘old’ model of buying insurance through an agent or broker. “There are all these vagaries and insurance jargon that I don’t need to have in my head because I have actual humans that are familiar with the industry and familiar with what my needs are as a collector”.

Get the Right Art Coverage

Many people are not getting the right art insurance, because they’re just clicking on a product and buying it without understanding what they’re getting. Art insurance can be a complex product and it can cover many things – transit, exhibitions, art auctions, etc. it is all types of things. Because of this, horror stories emerge from people who thought they had the right coverage but then ended up stuck because they didn’t understand the fine print.

No one wants to lose a piece of art but it happens, more often than we’d like to see so the best way to protect your art is with due diligence and a Fine-Art policy from ArtInsuranceNow.com / Bernard Fleischer & Sons Inc. We can guide you in obtaining the right fine art insurance for your unique requirements at great rates. For more info visit www.artinsurancenow.com and live chat with us, call us at 800.921.1008 or apply for a free quote below.

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Are Your Art and Collectibles Covered for Disaster?

Fires, floods, tornadoes, super-storms, and even man-made disasters like construction accidents can cause havoc to your home, gallery, or studio. Many are prepared with emergency plans and supplies but unprepared when it comes to keeping an up to date inventory on precious belongings, art, and collectibles in the case of a claim.

Trying to create an inventory after the fact can be just as stressful as enduring the event itself. Before starting an inventory, contact your insurance agent to ask what kind of documentation is required if you ever need to file a claim. It can be as simple as creating a spreadsheet and supplement it with photos and receipts, the more info the better. Keep a copy off-site or in your email and not near the location where the art is housed, this can be a lifesaver and prevent delays in getting the replacement value.

The most valuable tool in ensuring everything goes smoothly is having a knowledgeable fine-art and collectibles insurance broker to guide you in the process of managing your risk. Insuring art requires an experienced broker that knows how to navigate the often-confusing details of high-value insurance. At ArtInsuranceNow.com / Bernard Fleischer & Sons Inc. we know art, and what it takes to insure it properly so you don’t have to. We are your resource and can answer any questions you may have regarding the protection of your art, tools, studio space, or gallery.

Even if you never need to file a claim, an inventory pays off. A complete inventory can help you purchase the right amount of insurance and should the unforeseen happen, you can focus on rebuilding rather than scrambling for the details on what you may have lost.

Visit us at ArtInsuranceNow.com to live chat with a professional or call us at 800-921-1008 to speak to a friendly voice that can guide you through the process of risk management.

 

Protecting your Art Collection

There are obvious dangers for an Art Collection. Fire, water, theft and even light is also a big threat, and the damage it can cause is irreversible. Even certain framing methods can destroy a work over time. What are the best ways to make sure your art is safe, secure, and displayed to its utmost advantage? ArtInsuranceNow.com has some helpful tips.

Thieves once robbed the home of an avid collector. The police asked for photographs of the stolen items but had to settle for dinner–party pictures in which several of the works appear incidentally in the background, often cropped and out of focus. This is not a good way to document your art.

You should continually evaluate your art collection, particularly when art values are high. Collectors should document their holdings and store the information (or a copy of it) off-site, not attached to, or near the works themselves. When properly insuring an item, the more documentation the better.

Technology can help organize your collection with easy to use inventory management software and apps. There is a variety of both free and paid “cloud” software (which means you can access it from any device anywhere you can connect to the internet). These applications can allow users to store an image of a work, as well as such information as price, appraisal value, purchase date, location, description, condition, and provenance. Collectors with many objects and multiple residences who don’t keep track of where everything is might not notice for months that something is missing.

Another way to protect your collection is to have a reliable alarm system for the art locations. From the stories we hear as a fine-art insurance agency, the amount of poorly maintained or even unused alarm systems at valuable properties is quite surprising. Also, if collectors get a series of phone hang–ups—six or more in a short period of time we advise you to call the police, because your house is possibly being cased. Crooks can be trying to look for a pattern to see when you’re home and when you’re out.

While there are many art heist stories to be told, transit and the environment remain the two biggest risks to works of art. We advise not to skimp when packing and shipping a work—and consider carefully where you display it. If you hang a painting in direct sunlight and it fades, most policies won’t cover it. Over 60 percent of claims are related to losses incurred in transit, including moving art around the collectors’ own homes. Bad packing and handling are avoidable problems and professional art packing and shipping have become more affordable.

No one wants to lose a piece of art but it happens, more often than we’d like to see so the best way to protect your collection is with due diligence and a fine art policy from ArtInsuranceNow.com / Bernard Fleischer & Sons Inc. We can guide you in obtaining the right fine art insurance for your unique requirements at great rates. For more info visit www.artinsurancenow.com and live chat with us, call us at 800.921.1008 or apply for a free quote below.

 

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Brazen thief snatches 19th century painting, and calmly walks out

 

A man who stole a painting off the wall of Moscow’s Tretyakov Gallery over the weekend has been arrested. The suspect took a Crimean landscape by Russian artist Arkhip Kuindzhi and carried it through a room filled with visitors on Sunday evening while posing as a gallery worker, the footage aired on Russian state television showed.

This is the second incident to hit the Russian capital’s gallery in less than a year. The first was vandalism against a painting of Ivan the Terrible, which was severely damaged when slashed by a visitor. Each year, art thefts account for around four to six billion dollars of losses worldwide. Due to the magnitude of the problem, the International Criminal Police Organization, commonly known as Interpol, continually collects data about the many art thefts and recoveries. With 192 member countries, the international police organization catalogs around 50,000 stolen works of art.

While the Arkhip Kuindzhi artwork has been recovered, sadly many stolen pieces are not, and vandalized artwork often times is declared a total loss. This may be heartbreaking to the owner but the financial hit is also devastating. The good news is you can acquire the proper art coverage to recoup your investment in the eventArt of a loss. We at Bernard Fleischer & Sons Inc. / ArtInsuranceNow.com are true art lovers and we put the Artist, Collector, and/or Owner first when designing a custom policy.

Not every art owner is the same, there are different circumstances, building structures, security systems etc. We ask the right questions and evaluate them to get you the best policy at the best premium. Our online applications are tailored to your requirements and created for your convenience. For example, artists can apply for and bind a policy to cover their studio, art, art in transit, tools, and materials all while having their morning coffee at home.

Learn how you can protect your art while on public display, at home, in studio, or in transit. Visit ArtInsuranceNow.com to live chat with an agent or call us at 800.921.1008

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5 Star Service for Art Insurance with ArtInsuranceNow.com

Are you an artist, art dealer, collector, exhibitor, or gallerist that requires asset protection? ArtInsuranceNow.com / Bernard Fleischer & Sons Inc. has provided insurance services for the art community for 70 years. We love educating our customers and giving them the right tools to create or maintain a successful art business or collection.

Many artists surveyed do not have the proper insurance or coverage for their situation, the numbers are quite alarming. Our goal is to educate and provide resources that the art community requires to mitigate the unique risks they face.

As the global art market expands, risk also increases. Artists, auction houses, and art dealers often display art at multiple locations to discover a larger number of buyers, including a growing number of art fairs around the world like Art Basel.

The high volume of art exchanging hands increases the risk of improper handling, accidental damage during transit, and theft. Therefore, this increases the number of fine art insurance claims. If your art studio or location is not properly covered, you could be headed for a loss.

We at ArtInsuranceNow.com / Bernard Fleischer & Sons Inc. take pride in our stellar customer service. (Don’t take our word for it, check our 5-star ratings on Google HERE) We will walk you through the process step by step and get you insured fast, and with great rates via our user-friendly online applications. We are uniquely qualified to handle all art related risk management solutions due to our extensive experience in the field, and to put it simply, we just love art!

Call us at 800-921-1008, apply online at ArtInsuranceNow.com and live chat with us, or visit our offices at 29 Broadway, Suite 1511 New York, NY 10006

Fine Art Storage: A Cautionary Tale

The continued strength of the contemporary-art market and the growing need for secure, climate-controlled art storage space is increasing as more and more art is created, purchased by collectors and acquired by museums.

Art storage facilities are supposed to be forward looking to make sure that property entrusted to them for safekeeping remains protected and unaltered while in their custody. Elements such as temperature, humidity, and pest control are vital to preserving artworks from any damage or total loss. Certain mediums like paper, canvas, plaster, metal, and clay are of course particularly vulnerable to temperature and humidity fluctuations. Yet sometimes things go wrong even with the best of intentions.

For example, a well-known storage facility received multiple lawsuits for damage, incurred during 2012’s hurricane Sandy. Ultimately, artworks in many studios, galleries, and storage facilities were severely damaged when Sandy, a tropical storm that was updated to a hurricane, hit the tri-state area.

In lawsuits resulting from those damages to art stored, the point of contention is the manner by which liability is allocated in storage contracts. Some contracts between the storage facility and its clients required clients to obtain an art insurance policy. In other instances, there may have been waivers of subrogation or a limitation of liability clause.

In addition to mother nature, accidents also happen, but not that often. A fire at Momart’s east London warehouse in 2004 destroyed hundreds of works by such noted artists as Tracey Emin, Damien Hirst, and Chris Ofili. A fire at Artex’s warehouse in Dedham, Mass., in 2005 destroyed and damaged many pieces. In 2004, Fine Art Logistics, a storage company in London, mistakenly left out for trash a 1984 sculpture by Anish Kapoor.

This is why it is so important to perform due diligence and speak with Art Insurance professionals like Bernard Fleischer & Sons Inc. (ArtInsuranceNow.com) for a clear picture on insurance coverages, to allow the art owner the ability to make well-informed decisions on obtaining insurance.

Call us at 800.921.1008 to speak with an Art Insurance Professional and visit us at ArtInsuranceNow.com to apply for a free quote and live chat with an agent.

Art in Transit: Why we insure

The reasons for art being shipped varies greatly, a collector may move or place artwork in storage while their home is being renovated, they often sell artwork at popular art fairs and even lend pieces to museums.

A dealer or gallerist may sell artwork to a collector from out of town or even another country, the working artist sends their commissioned works to buyers, galleries, etc. Auction houses frequently send and receive works of art. There are many different reasons for art transit, including shipping art out of harms way in cases of hurricanes and wildfires.

Other than hauling that hidden ‘masterpiece’ in the attic down to the Antiques Roadshow, artwork should be handled with care, shipped by professionals, and most importantly insured.

Transit insurance is extremely important to the safety of your investment. If you have the opportunity to talk with anybody in the insurance world for fine art, most of the losses by frequency — something like 70% — are caused by damage while it’s being handled through transit. Even so, not all insurance policies cover works of art.

Standard homeowners insurance likely won’t extend to cover your art collection, which is why most artists, collectors, dealers, and auction houses purchase a stand-alone policy that often includes protection for new works while they are being shipped to your home or business but it’s important to speak to knowledgeable art insurance professionals like Bernard Fleischer & Sons Inc. (ArtInsuranceNow.com) and understand what’s covered and what is not.

It is important to know that most transporters limit their liability and folks are often quite surprised at how low their liability is. So, make sure your insurance policy covers the work of art as it’s being shipped.

Whether buying or selling at art fairs be sure that your work or investment has the maximum coverage with minimal headaches by using the Trusted One Stop Art Insurance for the Art Community since 1949, Bernard Fleischer & Sons Inc. Visit artinsurancenow.com or call 800-921-1008 we can help you with all of your Art Insurance requirements.

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