PROTECTING Your Fine Art and Antiques from Pets

Many people wrongfully believe that having a furry family member means they will have to sacrifice style in their home. However, they couldn’t be more wrong! Having pets doesn’t mean you’ll have to put away your fine art and antiques, but it simply means you’ll need to be careful and find ways to protect them. Even though getting proper art insurance is crucial, there is so much more you can do to ensure your valuable collection is pet-proof. To help you do this, we’ve prepared tips and advice, and you can find them further in this article. 

Ways to protect your fine art and antiques from pets

Pets bring so much joy into our lives, but that joy usually comes with chaos and mess. However, this doesn’t mean you should give up your lovely art or your pets on the other hand. You can have a stylish home and your furry buddy living in it if you make sure to pet-proof your home.

Finding ways to protect your fine art and antiques is that much more important if you have pets.

This is even more important if you own valuable art pieces, antique furniture, or similar. Whatever your reasons for investing in fine art are, you want to ensure your precious pieces are always safe, especially with your four-legged friend running around. To help you ensure your valuables are protected, we’ve gathered tips from experts, and you’ll find them if you continue reading.

First thing’s first—train your pet

You can try to protect your belongings as much as you want, but your efforts won’t pay off unless you invest time into training your pet. Therefore, as soon as you bring your new family member into your home, it’s essential to start with their training immediately.

Be prepared for a potentially rough start, as your pet will need some time to adjust to the new environment. This means that your belongings will need some extra protection during that period. The team from roadwaymoving.com suggest temporarily renting a storage unit for your most precious items. Once your pet is trained and used to their new home, they’ll wait for you in the same condition you’ve left them.

When training your pet, you will ensure your home is safe from damage and have a great opportunity to bond.

Tips for training your pet

There are plenty of options for helping your pet adapt to its new home. You can even hire professionals such as private trainers to help you with this. In case you want to do it on your own, here are some valuable tips we’ve gathered from dog training experts:

  • Before you bring your new pet home, decide on house rules. For example, if you’ll allow them to climb on furniture, or will there be no-pet zones
  • Set up space for your furry friends. Like people, animals like to have their own space for relaxing. Plus, this will prevent your pet from marking a different part of your home as their territory
  • Reward good behaviors and use lots of positive reinforcement to encourage them. This way, your pet will easily learn and know what’s right and wrong
  • Correct negative behaviors as quickly as you notice them. Pets, especially dogs, have a tendency to forget quickly. So if you punish your dog later, chances are they’ll be confused and not connect it with their previous behavior

Protect your furniture and antiques from pets

In case you’re about to have a long-distance move to your new home, looking for the right crew for the job and hiring expert movers isn’t the only thing you should worry about. As you’re moving into a new property with your furry family member, it’s essential to pet-proof it. That way, you’ll ensure both your belongings and your pets are safe.

On the other hand, you might be considering getting a pet, and you want to know to make your home more pet-friendly. You want to create an environment where your new family member will feel safe and welcomed. 

Pet-proof your home in style

Keep in mind that pet-proofing your home doesn’t mean you should forget all about style. It just means you need to be more selective and mindful when choosing your furniture and decor. For example, make sure to opt for fabrics that aren’t magnets for pet hair. If you already own antique furniture which isn’t made of pet-friendly materials, make sure to keep them covered or not allow your pet to climb on it. 

When it comes to your decor, it’s very important to keep it out of your pet’s reach. Regardless of how trained your pet is, accidents can happen, so it’s essential to try and minimize the risks. Consider installing a high shelf that your dog can’t reach. Or you can put your valuable decor pieces behind glass so your cat won’t be able to knock them down.The safest way to ensure your fine art is safe is to keep it away from your pets completely. However, if you keep them in a safe or in storage, you won’t be able to proudly display them in your home. To avoid this, consider dedicating no-pet areas in your home. For example, if you’re not planning to allow your cat in your master bedroom, perhaps it could be a perfect place for your favorite painting.

Take your time to get to know your pets, their character, and habits.

Remember, every pet is different, and you need to get creative along the way and as you get to know them. Pay attention to their behaviors and as soon as you notice something you don’t approve of, make sure to let them know. And don’t forget – applying for proper art insurance is not an option but a must if you have a pet. 

Final thoughts

We hope our tips and advice helped you protect your belongings, especially fine art and antiques, from pets. But always keep in mind that accidents can happen, and your precious art collection can get damaged or even ruined. For that reason, it’s crucial to invest in proper art insurance. This way, even in case something unfortunate happens to your valuables, you’ll at least be financially secured.

How to Light Art in Your New Home

When you move into a new home, you want everything to look perfect. However, if you’re going to appropriately light art in your new home, you might want some assistance. It’s good to know your options in terms of light sources, fixtures, etc. Besides offering you tips on hanging art in your house, we will also show you how to light it. Keep reading to find out how you can make your new home look like an art gallery. Your guests will be impressed by your ability to create eye-catching effects using art and light. 

Why should you light artwork?

If you feel that simply hanging art on your walls is not enough, you can use light to your advantage. For instance, you can use it to accentuate a piece of art by putting it in the spotlight. But you can’t just place a light bulb above it and call it quits. You need to consider the light’s angle, the type of light, and the quality. Moreover, never use fluorescent light bulbs or direct sunlight. Improper lighting can destroy a piece of art. And it is a shame to spend money on fine art only to have it ruined by such a small but essential detail. 

Displaying art in your new home

If you have recently moved into a new house, create a design strategy before displaying any of your art pieces. Your walls are empty and just waiting for you to fill them. Therefore, before bringing in your artwork, think of the layout. The experts from cleancutmoving.com recommend that you finish with renovations before bringing in any valuable items. That way, you will keep them safe and avoid any unfortunate accidents while you work on upgrading your home.

After all of the furniture is in place, you can hang art on the walls and illuminate it

How to display art

When it comes to showcasing your art pieces, there is a guideline that you can follow. Of course, you can always change things to fit your home better. For instance, if you have a painting that you want to make the centerpiece of a room, but there is no space on the walls, you can put it above the fireplace. If you hang it on the wall, the center of the painting should be 57 inches from the ground. If you place it above furniture, there should be six to eight inches between the art and furniture. 

Also, if you want to make a collage out of multiple pieces on one wall, you should leave a three-to-six-inch gap between them. You can break the rules of displaying art in your home and enhance any room with artwork. For example, you can hang paintings in the bathroom or display sculptures in the kitchen or dining room. Just make sure that you protect your artwork from humidity and sunlight.

What type of light to use for your art

There are two factors to consider regarding the sort of light you should use to light art in your new home. One of them is the color, and the other is the temperature. 

Light color

The color of light can affect the look of the artwork. Light will reflect on its surface, altering the tones and making it look brighter or darker. The best way to choose the right color of the light is to use the Color Rendering Index or CRI. According to this index, you can measure the color of light in RA. The closest thing to natural light is light bulbs with an RA of 98. LEDs are some of the best lightbulbs that you can use to light artwork. LED lamps with an RA of 90 and above are perfect for lighting art pieces.

Light temperature

You can measure the temperature of light in Kelvins. At 1000K, the light is warm, but at 10.000K, it is cold. Opt for LEDs with a Kelvin temperature range of 2700 to 4000. That will offer a light temperature range from extra warm to cold. Also, always choose white light bulbs. That way, you will have the best combination of color and temperature.

Choosing how to light art in your new home is very important. Based on the color and temperature of the light, you can make a dull painting look like a masterpiece. 

Types of lighting fixtures

After you find the best light bulbs for lighting your artwork, it’s time to pick the light fixtures. Here are four fixtures that can help you highlight your art:

Accent lights – you can mount them onto the ceiling and adjust the direction. The best positioning of the light source for an art piece is at a 30-degree angle. 

Track lights – these lights have almost the same function as accent lights, but they are not mounted directly onto the ceiling. They are adjustable and fastened to a track bar on the ceiling.

Wall washers – you can install these light fixtures on the walls, ceilings, or floors, and they will help you spread light evenly. Furthermore, they are easy to install and remove, so it will be easy to change their position if you decide to change the layout.

Picture lights – are the best option you can use to light art in your new home. You can mount picture lights right on the frames or use a picture light lamp with a low voltage above an art piece. In the end, you can choose your light fixtures based on the type of artwork you are displaying. For example, a sculpture can be lit from multiple angles, while a photograph needs a specific angle. Before installing the lights, bring in the art pieces and position them. If you are in New York and need a helping hand with moving your artwork, you can hire a local moving company. A local crew can be super helpful when relocating your valuable pieces.

Choosing the right fixtures can add to the charm of the room

Final words

Now that you know how to light art in your new home, you need to insure your art. Art insurance will keep your pieces safe in case of hazards like fires or floods – having your art insured will help you sleep peacefully at night.

The Pros and Cons of Investing in Fine Art

Many investors are broadening their investment schemes by becoming active in various luxury markets in this day and age. Some choose to invest in wine, coins, even cattle. But the art world offers plenty of investment opportunities even for laymen and beginners who want to buy valuable artworks. It is a common misconception that the art market is welcoming only for the affluent. Aside from personal appreciation and admiration fine art provokes in investors, there are many financial and practical benefits and drawbacks to investing in fine art. Here we will dissect what lies in store for you if you decide to become an art collector.

Should I invest in fine art?

Interestingly enough, many myths have put off ‘ordinary people’ from investing in art. The first concern is that you are at risk of becoming a victim of many scams, fakes, and rip-offs that lurk in the fine art market. 

Of course, this is not entirely unfounded. Yet, a crucial source of the rush and excitement of being an art investor lies in doing your research and trading with the right art galleries, brokers, curators, and artists. Furthermore, you can always protect your investment by insuring your fine art collection. 

So, let’s take a look at arguments for and against becoming an art collector in more detail.

Pros of Investing in Fine Art

Blue-chip artworks are rarely subject to inflation

If you have never heard this term, blue-chip art means that the piece is attributed to acclaimed or world-famous artists like El Greco, Picasso, Van Gogh, Modigliani, etc. As mentioned before, you have to do a fair amount of research if you plan to trade in blue-chip artworks. Furthermore, you have to ‘enter’ the fine art world confidently to be successful at it.

A woman sitting in an art gallery looking at paintings
Blue-chip art refers to artworks made by acclaimed artists.

But all the efforts will be more than worth the hassle. Blue-chip artworks are an excellent hedge against inflation. This is one of the primary reasons why trading art is so popular among the wealthy. Think of it this way. Investing in artworks is like investing in real estate. Or in other words, a valuable artwork is a tangible asset that is rarely subject to fluctuations on the stock market. 

Supporting an emerging artist can be a good investment (if done right)

However, you may also support a promising artist and get the same financial reassurance. Just be mindful that the rise in appreciation and value of an art piece authored by an emerging artist may skyrocket for quite a while but also flatten out after some time. Hence, it takes a lot of knowledge, interest, and commitment to distinguish a great artist from an artist of the moment. Also, the value of artworks belonging to different schools or art movements will increase at different rates.

An abstract painting.
Fine art can have value and be beautiful at the same time.

You do not have to be rich to invest in fine art

Another misgiving is that trading art only makes sense if you are extremely rich. Starting from 2011, art investors saw anywhere from 11% to 14% return on investment. Admittedly, such a staggering increase resulted from China’s attempt to purchase back its art heritage from the West. 

Nowadays, the potential return is not as high, but given that investing in fine art outperforms investing in equities, it is far from true that buying art makes sense only if you are wealthy. In fact, the value of fine art is highly stable. Even investing a few thousand dollars into a lesser-known but appreciated artist is highly likely to multiply once the artist attracts the art community’s attention. 

So, you could go rogue and give a chance to a promising artist or some interesting old artifact. Your initial investment of, for example, $2,000 can easily jump to $10,000 if the said artist or cultural artifacts become trendy in the art world. 

Furthermore, moving the artwork from the gallery to your home is not as expensive as it used to be. Note that moving a newly purchased piece of art is best handled by reliable fine art movers. Nowadays, you can work with experienced professionals and avoid losing your investments in case of transportation damages. 

The Cons of Investing in Fine Art

The return is high, but the risk is high as well

So, you can potentially earn a lot of money if you decide to join and trade in the high art society. However, unless you have stumbled upon a rare or blue-chip piece, you can never be too sure your investment will increase in value. 

Sure, it happens that art investors suddenly become millionaires. Unfortunately, ending up with an unsellable artwork is a more realistic outcome. For example, conceptual and pop art are usually flashy and attractive to laymen entering the art market. And yes, these kinds of artworks can accumulate a lot of prestige. But, more often than not, you are just taking a chance with these kinds of pieces. This is particularly true if the artist has not come into the limelight yet.

A painting of a face
Investing in an unacclaimed artist can be a gamble.

When art dealers evaluate art, they do this based on the history of transactions that the given artist has had so far. So, depending on what’s in vogue, the piece’s value could either skyrocket or – not. This basically means that the appreciation for artworks of artists just stepping into the market is arbitrary. 

You cannot sell your artworks whenever you want

One of the biggest disadvantages to developing a fine art collection is that selling it takes time. You cannot sell a painting in a day or two. The entire process can become quite long and require a lot of effort on your or your curator’s part. You have to contact auction houses, pay their commissions, pay additional fees when you sell the artwork, etc.

This means that you cannot just ‘flip’ fine art whenever you feel like it. Also, if you sell too soon, you may even regret being hasty and selling the piece for less money. You may have to be patient and wait for the right moment to do so. However, the problem is that you can never be too sure if the right moment has come. 

Storing fine art can be tricky

One of the major cons of investing in fine art is the lack of storage space or inappropriate storage conditions. If you live in a big city, your apartment can easily become overcrowded rather than embellished, thanks to your art collection. Furthermore, you need to make an effort and protect your art collection by keeping it in a suitable environment. Damp, hot air, or exposure to bright light can easily damage artwork. This means you may have to shell out even more money for your artworks’ proper storage and maintenance.

Beginner’s Guide to Buying Valuable Art

As children, many of us have found a hobby in collecting stamps, coins, or postcards. In contrast, some people take this hobby a step further and become art collectors. It may become an expensive hobby, but it can also be rewarding if done correctly from the beginning. Therefore, we have put together a beginner’s guide to buying valuable art to help you get started. 

Find your style before buying valuable art

Whenever you want to start collecting art, finding your style first is essential. You should only purchase pieces that represent you and that you can connect with. Thus, start doing some research into the types of art:

  1. You can visit art galleries or studios and educate yourself. Don’t be afraid to ask questions. Curators love to engage in discussions about art, plus they are a great source of information.
  2. Libraries are also a great source of inspiration, especially for people who enjoy reading about art history.
  3. Research online, the Internet is the greatest source of information of our time. 

After you acquire a clear view of what type of art you enjoy the most, you can take the next step in the beginner’s guide to buying valuable art. 

Set a budget

Some of us tend to get carried away when buying things that we like. When it comes to art, things can get out of hand even more. To ensure you avoid unpleasant situations, set a budget for spending. This way, you will make sure you buy the art you like at a fair price. After all, you want to make a collection, not stop after your first piece of art because you can’t afford to buy more. 

Find the right places to buy art

This is one of the critical steps in ensuring you buy authentic art. Art fraud is flourishing, especially online. Research as much as you can about your art provider to avoid unpleasant situations. For example, you can ask for authenticity certificates. Also, you can request a contract that states that the piece is genuine and includes terms that protect you in the event of fraud. When searching for the best places to buy art, in addition to art galleries, you might want to look for art fairs, studios, and auctions. Most of the time, buying directly from the source is the wisest decision. It removes any doubt about authenticity and value.

A person admiring valuable art in a gallery
Visit art galleries to get inspired and maybe find the first piece of art that you will buy.

Buying from art galleries

One of the safest places where you can buy valuable pieces of art is galleries. They keep records of all the art pieces ever exposed, and they can guarantee authenticity. Another big plus is that dealers in art galleries are usually open to negotiation. You can get up to 20 percent off of the initial price. At the same time, keep in mind that the artist you are buying from receives only half of the amount, with the rest going to the gallery. 

On the other hand, some art galleries might make it more difficult for first-time buyers to obtain art from them. For example, even if you can afford a particular piece, the dealer may refuse to sell it to you. This is because they sometimes seek customers with a so-called “pedigree” who purchase expensive pieces regularly. This can create some discomfort for a beginner but don’t take it personally, and always try again. 

You should also pay attention to whether or not the price is listed and whether or not the piece has a red dot. If it has a dot, it means that it has been sold.

Looking for art in studios 

Some artists invite potential customers into their studios to see how they create. It’s a fantastic way to meet the artist and discover how your favorite piece of art was made. Furthermore, you can buy directly from the source, which can mean better prices and the opportunity to negotiate.

An artist drawing on canvas
Art studios are a great place to see how art is created.

Art fairs and auctions 

Art fairs are a fantastic way to see what’s new in town and what the prices are. Even if an art fair might be pricey at first, prices generally drop at the end of the event. Moreover, dealers are more approachable at fairs than in galleries. It is a less formal event, and they are more open to engaging in discussions. Don’t miss this opportunity to ask questions. 

On the other hand, auctions are a different story. For example, you never go to an auction unprepared. Always do thorough research and ask more experienced people for help. Even if it might be confusing in the beginning, auctions can be fun. There is a bit of show and entertainment to them that can get you hooked. Yet, you should only participate if you can stop yourself from going over your budget. Keep in mind that auctions can be fun but dangerous for your pocket.

Protect the art you buy

Another essential thing to mention in the beginner’s guide to buying valuable art is to protect the artwork you buy. Insuring your art is vital, especially if you are collecting as an investment. You never know how a painting might get damaged or stolen. Protect yourself and your art by insuring it. 

Prepare your home for art

If you are planning to hang wall art in your home, make sure you consider some details. For instance, try not to hang paintings over the fireplace. Heat is an essential factor in the deterioration and aging process of canvases. Also, avoid placing them on exterior walls or near windows. Humidity is also incredibly dangerous when it comes to paintings. Instead, choose to expose art on straight walls, at eye level, and with proper framing.

An example of how valuable art should be hung on walls
When buying valuable art, make sure you create the best conditions for displaying it.

How to keep valuable art safe if you are relocating?

If you are moving to another home, ensure that your art is in good hands. Making sure it is properly packed and transported safely to the new location can be time-consuming and stressful. The easiest way to relieve yourself of this burden is to hire residential movers. Bring in professionals to help you transfer to your new beautiful home and enjoy a carefree move.

Final words

Entering the world of art collectors can be difficult but also satisfying. It requires a lot of research, tact, and sometimes good negotiation skills. Make sure you have a promising debut by following our beginner’s guide to buying valuable art.

Here’s an opinion on art from a 25-year-old

What is Art? The word “Art” originated from “to arrange.” Any human that arranges things that already exist in a new or different form. Art is a means by which individuals can express their technical and creative skills to communicate with the world. It’s not just painting, music, writing, or performances. It has no boundaries and is much broader than any of us can imagine. Everything from knitting a sweater to cooking to sculpting to technology can be termed as art. Every person has a different skill through which they convey their emotions to the world in their own unique way. It’s not always beautiful and can be ugly, but what makes it significant is its impact on someone.

The product of one’s artistic creation is called artwork. A representation of reality from an individual perspective is what makes it so beautiful and stands out to the world, touching several lives. For example, Monalisa by Leonardo DaVinci, The David by Michael Angelo, Taj Mahal by Shah Jahan, Islamic calligraphy, European architecture, music and dance forms from different cultures, cuisines across the world, performances by people and many more are all a piece of wonder and considered art.

Its authentic nature calls for us to guard these precious creations. Some are preserved in museums, and some die with humans; the others need to be insured. These artworks are worth a lot and vulnerable to theft or damage. People have dedicated their whole fortune towards the collection of these artworks, and it might even be their business. That’s where insurance comes in. The right insurance can protect oneself from these dangers and insure the losses if any.  Its value might appreciate over time and insurance gives you that reassurance and peace of mind to let you continue collecting art.

Guide to transporting large-format paintings

Generally speaking, moving to a new home is a challenging process, no matter how many possessions you have. However, moving with valuable and fragile possessions can be even more frustrating and stressful. Transporting your family’s art collection is no easy task because it involves careful and skillful packing, preparations, and planning. For this reason, we have written a guide for transporting large-format paintings so that you have a clearer idea about what you need to pay attention to and what you should expect once you start organizing your move. 

It is definitely true that large paintings, old photos, antique furniture, and decorative items all require special treatment during relocation. There are many things you can do to prevent damages made to the frames or the artwork itself. However, in case you still feel that the necessary ‘packing precautions’ may not be enough to keep your large format paintings secure, we strongly suggest you inquire about art insurance as a backup plan, just in case something goes wrong. 

Place the artwork into appropriately sized boxes.

The first thing you need to pay attention to is the size of the boxes and the paintings. In most cases, small and medium-sized paintings are placed together in large boxes. This is done to prevent friction and the potential shattering of the glass and frames. Therefore, the artwork and the boxes containing the artwork should be stacked and pressed together to minimize movement in the vehicle. 

When it comes to moving larger artwork, the best thing to do is pack each piece in a separate box that is only slightly larger than the painting itself. These specialty boxes have to be carefully chosen and purchased from the supply store well before your relocation. 

You should not improvise with boxes that are larger or smaller. Having a larger box leaves room for movement and potential damages, cuts, and shattered glass, whereas the painting may fall out of a box that is smaller than the painting. 

Tape the glass with an X

If the picture has glass protection, be sure to tape the glass with masking tape diagonally. This little trick will keep the glass in place in case it cracks during transportation. 

In case your large-format paintings are not framed or protected by glass, it is best if you wrap the front of the painting with several thick layers of plastic wrap, palette wrap, or any other wrapping material that will protect it from impact.  

How to wrap your large-format paintings with wrapping material

As we mentioned, you should wrap your artwork in thick layers of the wrapping material of your choice. But what is the best way to do this? Let us take a look. 

●     Cut two equally sized pieces of brown paper (should be larger than the painting)

●     Place the framed painting face down against one sheet of brown paper

●     Cover the painting with the second sheet of brown paper 

●     Tape down the ends of the brown paper together like a present

●     Wrap the packing tape around the painting on all sides

●     Place the painting in a box

Pro tip: add a layer of wrapping paper or shock-absorbent wrapping material

a woman packing a book with brown paper
Brown paper is malleable and firm enough to give support to your large-format paintings.

Be sure to use brown packing paper rather than newspapers or other types of paper that do not offer the necessary support. Newspapers are not large enough to be taped down and wrapped around large-format paintings, and they tend to leave print ink on artwork. 

As you can see, art should be handled properly, so if you are unsure whether you can pack and move your large-format paintings or art collectibles on your own, the best thing is to call in professional artwork packing and moving crews.

Check if the painting is moving inside the box.

Before you finally seal the box with tape, you need to give it a few gentle pushes so that you can estimate if the painting is moving too much inside the box. If this is the case, you can crumble some newspapers to create padding. As we said before, be sure to do so only if you have already wrapped the artwork in brown packing paper. 

Seal the box appropriately.

In our experience, it is best if you use specialty boxes to pack large-format paintings such as triptychs. Place the tape on both ends of the box. Of course, you should first seal the upper part of the box and then stand it so that you can tape the bottom end for additional safety. This can be a bit difficult if the painting format is extremely large, so be sure to have a helping hand nearby just in case.

a man taping down a moving box
Use wide, firm packing tape to seal the box in the end.

Label the box

It might appear to you that it is obvious which boxes contain your large paintings. Regardless, you must label the boxes clearly and appropriately since you can really never be too sure what people might do to the boxes if they see them unlabeled. 

So, note down that the box contains fragile or glass items with a clearly written, short word such as ‘Fragile’ or ‘Glass.’  Proper labeling is crucial.

Be careful when placing the boxes into the vehicle.

Moving truck

Be sure to check if the moving crew is placing the paintings on the side of the moving truck. This is where labeling comes in – the artwork must not be laid flat on the ground, which means you need to inform the moving crew about the size of the vehicle you need. You can also stack your artwork between heavy furniture and other large items to prevent them from moving. 

Keep in mind that when transporting extremely high-valued fine art, you may require a professional art shipper.

We hope this short guide to transporting large-format paintings helped you prepare for the big move with your art collection. Good luck!

The Importance of Having Proper Art Insurance

Art collectors, museums, galleries, artists, dealers, and auctioneers have one interest in common – The love, and preservation of art. The latter is what proper art insurance is for. A knowledgeable broker will know how to meet your requirements and make sure that your valuable possessions are insured against unforeseen damage and loss.

Art collectors, museums, galleries, artists, dealers, and auctioneers have one interest in common – The love, and preservation of art. The latter is what proper art insurance is for. A knowledgeable broker will know how to meet your requirements and make sure that your valuable possessions are insured against unforeseen damage and loss.

Risk management in the world of art

Knowing the perils of owning art and how damage can be prevented is crucial for risk management in the art world. In other words, you will not know how to protect your valuable art if you are unaware of the risks. That’s why ArtInsuranceNow.com is here to help clients choose the right type of insurance tailored to their situation.

Why should an artist, or collector have to be familiar with insurance terminology in order to choose proper coverage, when they have a team at ArtInsuranceNow.com who will recommend the best possible coverage for their collection? There is another necessary step to set a solid risk management framework, and that is hiring experienced art movers to transport your art. According to top art insurance carriers, most accidents occur during transport making up to 60% of insurance claims. For mitigation of this risk, you require qualified movers to handle your most valuable possessions.

Do you know the true value of your art collection?

Even though you know the sentimental value of your art piece or collection, you will probably not be able to determine its market value until you get it properly appraised. Once appraised, ArtInsuranceNow.com can present accurate coverage that is suited to your requirements. All of which provide cost-effective protection, tailored to meet your individual circumstances. It is essential to have a policy that covers damage or loss on or off-premises, during transport, in storage, and while the art collection is being exhibited or auctioned.

Accidents Happen

The true importance of having proper art insurance can be seen when an unfortunate event occurs. The smart thing to do is to think ahead and get superior coverage and stellar service with ArtInsuranceNow.com for your art. There are many perils that your art can be exposed to:

Theft

Art trafficking is one of the most prosperous criminal acts. It has been so from ancient times and unfortunately, it still is. Having proper art insurance cannot replace what has been lost but it will help you recover your investment.

Damage

All pieces of art are precious, but some are more delicate than others. You can never be too careful when protecting your valuables. Accidents happen and we usually do not see them coming. Art pieces can be completely destroyed or get ruined and lose all value in:

  • Floods,
  • Fires,
  • Natural disasters such as earthquakes, hurricanes, etc.

Transit

Most damage to art happens in transit. Yes, movers can destroy your precious items. Whether it is due to incompetence or simply by accident, movers can damage the items you care so much about. So, be careful when hiring people to relocate your valuable pieces of art. Have a list of questions to ask before making the final decision about who will perform your relocation. Ask your friends for recommendations and call at least three companies to see what they offer. You can even contact the nearest gallery or museum and ask them for advice.

Transportation of fine art pieces is the riskiest part of the relocation, but your movers should also be careful when packing and unpacking. Preparing the pieces of art for relocation is a delicate task and it should never be done under pressure. That is why you should never try to self-transport valuable items. Hiring fine art movers might seem expensive, but can you really put a price tag on your peace of mind?

Ask your movers to describe the entire moving process to you. Will they come and see your art pieces before the relocation date so that they can make a plan? What kind of materials are they planning on using? Is the moving truck temperature controlled? Feel free to ask whatever comes to mind. After all – it is your art collection and you have the right to know.

In Conclusion, Having proper art insurance means that you can rest assured that your art is covered for unforeseen circumstances. Risk management is the best investment you can make for your collection or maybe even the precious piece you inherited from a relative.

6 Tips for Hanging Wall Art in Your Home

One of the easiest ways to make your home feel more welcoming and comfortable is to add some wall art. Even a couple of pieces can make the whole room look surprisingly homier. But, if you want to incorporate art into your home properly, you need to keep in mind a couple of things. So, to help you out, we will cover the six most important tips for hanging wall art in your home.

Hanging wall art in your home – what to keep in mind

You should consider the following tips as helpful guidelines for hanging wall art in your home. By no means should you regard these tips as rules set in stone. After all, the whole point of having art is to be creative and to feel the freedom to express yourself.

It is important to mention, though, that these tips are based on tried and true interior designers’ methods. So, while you don’t have to follow our tips, at least have them in mind when you decorate your home next time.

Keep artwork at eye level

The first and easiest tip is to keep your art at eye level. The whole point of incorporating art into your home is for you and the people close to you to look at it. And the last thing you need is to strain your neck in order to see the art well. 

If you cannot position all of your pieces at a height approximately the same as your eyes, try to pick the most presentable ones. Know that people’s attention will naturally go to the work of art they can look at directly. So, use the one piece that is most deserving of such attention.

Follow the shape of the wall

The impression you want to make is that a piece of art looks as if it has been made for the wall it is hanging on. To achieve this, you should take into account the shape and size of the wall. A large, square wall is perfectly suited for one large picture or a panel of multiple smaller ones. A wall that is taller than it is wide should take paintings of the same shape. Ideally, you should always follow the form of the wall. Alternatively, you can use smaller, square-shaped pictures and arrange them to suit the shape of the wall.

Consider the room color

One of the more important tips to keep in mind is that your art pieces aren’t isolated. If you are to situate them in your home adequately, you need to take a close look at the room you want to place them. Your art should flow naturally with your room. It means that it mustn’t clash with the color so that it becomes uncomfortable to look at. Conversely, it shouldn’t blend in so much that it is practically invisible. The goal here is to find the golden mean.

Your art should be attractive so that people notice it when they enter the room. If the space has a certain feel to it, your art should be in accordance with it, enhancing the vibe of the place. This is usually not something that you can figure out immediately, which is why you should experiment until you find the right piece.

Pick proper frames

Arguably, frames are the most overlooked aspect of wall art. People often consider them unimportant as they serve to protect the picture. And while having sturdy frames will help professionals handle such valuable items, if you need to move them, you need to think beyond mere safety when you are incorporating art into your home. After all, in case of a relocation, you will hire professionals to handle your art for you precisely for safety reasons.

So, keep in mind that frames play a significant role in how people perceive your art and its place in your home. Ideally, you should use the same material for your frame as the furniture in your home. If you have wooden furniture, use wooden frames in the same or similar color. If you have metal or plastic details, use metal or plastic frames. Having the right frame will help your art feel more like a part of the whole room and not make it stick out.

Choose wall art that matters

A common mistake that people make is that they place art in their homes solely for the sake of having it. While having art in your home is better than not having it at all, you shouldn’t focus on the mere looks of it. Every piece is an idea or emotion that the artist has incorporated into canvas. Therefore, you should do your best to find art that speaks to you.

A good work of art will cause you to pause while looking at it and experience something. The less you can put into words the precise feeling you are experiencing, the more you should work towards incorporating that piece into your home. After all, art is supposed to be about getting to know ourselves and our inner thoughts and emotions, not making our environment look nicer (although it is an important aspect of it). It would be even better to incorporate an interesting comic art in place of a boring painting that nobody cares about. The person who understands this will value your home much more when they witness such art. Value quality more than quantity, and look for the meaning in your artwork rather than its appearance.  

Avoid kitsch art

The final tip for hanging wall art in your home is to avoid kitsch. Here we play into the previous advice regarding using art that matters. Yes, it would help if you had art that makes you feel good, but try to avoid blindly following trends. A good aesthete knows a bit about art history and will do their best to find pieces of art that work for their home, no matter whether they are trendy or not. And finally, if you find an expensive piece, consider contacting us and getting proper art insurance. In the long-run, you’ll be happy that you did.

Once your prized art is hung, make sure you have the proper coverage to protect it. Most homeowners insurance policies cover jewelry, art and collections the same as any other possession, subject to your policy’s deductible and coverage limits. For example, most homeowners policies limit coverage for possessions to up to 75% of your dwelling coverage.

So if you have a policy that provides $100,000 in coverage for your home, you’d also have no more than $75,000 in coverage for all of your possessions. And the policy may cover only the depreciated value of the items, not the replacement cost — and that can make a big difference with something like fine-art, which can appreciate with age.

Get your free quote from ArtInsuranceNow.com Trusted one stop insurance for the art community by clicking the link below.

Avoiding Online Art Fraud

The following are excerpts from our Principal William G. Fleischer’s Q&A interview with renowned online art site, Artsy.

Artsy features the world’s leading galleries, museum collections, foundations, artist estates, art fairs, and benefit auctions, all in one place.  William represents leading art insurers like: AXA, Travelers, Chubb, XL-Catlin, ARIS, Philadelphia, Tokyo Marine, Markel, Hartford, and Berkeley, just to name a few. He has been honored by Insurance Business Magazine as a top Fine-Art Insurance broker. 

1. How do you assess who is at fault in the case of online fraud?

It’s always the seller, and what does that mean? It means it could be an auction house, gallery, dealer, artist, or collector. It only takes one to commit fraud and fool the rest.

Anyone selling art or buying art has the exposure of fraud. Both parties must do their due diligence, such as verifying provenance, artist catalog raisonné, and authenticity certifications. If the art has an appraisal, then verify that it is not photoshop or touched up. To make sure one does all they can to confirm the authenticity, these are some resources: contacting the appraiser, establishing the comparisons, and researching the appraiser to avoid possibly buying or selling a fake.    

Some art dealers try to do a soft touch by requiring sellers/consignees to sign documents regarding titles, conditions, and appraisals to endorse that they are true. The more you inform yourself, the better; you can never do too much research or ask too many questions.  

When it comes to fraudulent art coverage, not all art policies cover fraudulent artwork; it is considered contraband, and selling contraband is illegal. If the work is scheduled for your collector’s policy and is found to be fake, there is no misrepresentation coverage. If you have a blanket policy, you will be paid for the fake market value. So buying and selling fake art is legal as long as you disclose it as a replica.

2. How have your policies adapted to cybersecurity breaches in the art market?

The traditional Art insurance policy has not adopted to cyber exposures. The insurance industry developed a special Cyber Liability Policy focusing on cyber-crime exposure. This policy pertains to identity theft, ransomware (when someone locks you out from your data, emails, network, etc.) extortion, stealing secrets passwords, defacing websites, and virus attacks. 

3. How recent is this sector in the field of insurance?

Cyber is about ten years old. With the proliferation of online business, there has been a growth of hackers, viruses, and extortionists. The increase has risen so significantly that our government has created requirements for firms to follow to protect consumers.

As for online fraud, it has been around since the time you could upload pictures to the web, and Adobe Photoshop was developed. This has caused many issues from wiring, bounced checks, and even sending empty boxes to purchasers.

4. How long has ArtInsuranceNow.com been involved in this aspect of insuring artworks? 

We have been insuring online art dealers for the past seven years. It has grown into a vertical marketplace. Everyone is selling online, including artists, collectors, auction houses, galleries, dealers, and even art stores.

Each has its own unique exposures to fraud. Keep in mind that not all policies are the same. Be sure to check if your policy addresses your requirements like online transit coverage, method of valuation at time of loss calculations, or covering your art inventory on and off the premises.

5. Do you see a greater need for this kind of protection in the industry?

For Cyber, yes. New York State has joined other states imposing a cyber law called “Stop Hacks and Improve Electronic Data Security.” (Shield) https://www.shrm.org/resourcesandtools/legal-and-compliance/state-and-local-updates/pages/new-york-shield-act.aspx this requirement enforces that all employers to have a plan preventing breaches to their computers, networks, and associated vendors accounts.

This is a forever ending battle between hackers and online transactions. As for the actual exchange of art, there have been talks of blockchains, but it’s too young of a concept and still unproven to be used as a standard in today’s art transactions. 

6. Can you provide some examples of cybersecurity cases you’ve had to handle? 

I have not handled any cyber claims directly, but I am aware of a few: 

A hacker was able to enter the data of a large firm. They then posted the information on a social media website for everyone to read. The leaked information included: what they purchased, addresses, the items they sent, family members, affairs, second homes, and other nonpublic notes in a client file.

This was a clear breach of confidential information. Although it was not their fault, the firm was sued because a spouse learned of an affair and asked for a divorce. Another lawsuit was served because a private loan against the art was shared, which tainted their reputation. All in all, this breach caused multiple cases.

Another case brought to my attention was a prominent online dealer who was hacked by ransomware (explained above). It was very costly to pay. They locked him and his staff out of their management system, websites, all email accounts, and their access to vendors.

The business was frozen until the ransom was paid. The dealer did have the option to rebuild his systems from scratch, but it would be time-consuming, and with these delicate matters, time is of the essence.

The last I will share case occurred with a museum. A director was out of town on business, a hacker got into her email and sent a request to wire money to the controller to purchase art work. Just like that, the transfer was done, and the Museum lost $30,000.

7. What should collectors keep an eye out for regarding insurance when collecting online?

For fraud, they should keep an eye out for: the reputation of seller and buyer, the person or company who does the appraisals, condition reports, how the art is packed, whether the items are on the government forbidden list (like ivory), and complaints. 

When it comes to cybersecurity, confirm: if there is a security in place, preventing attacks.If the second or third party provides software against breaches to their system, if there are approved certificates on their website, and have a separate bank wire account for just purchases.

Be sure to have firewalls on your computer, verify before opening embedded links by looking at the URL where it is coming from? Install anti-virus software and keep it up to date. Before clicking any link, go with your gut. When in doubt, don’t click.

We work with “A” rated Insurance Companies to ensure art collectors, galleries, museums, dealers, artists, and auctioneers that their works are properly taken care of. Get your free quote below.

Guide to packing art & antiques like a pro

Art and antiques are an amazing investment and a beautiful part of your home. However, when it comes to relocating them to another home or gallery, people are faced with the problem of packing. Most people make the mistake of packing these items in the same way as the other things in their homes. This way, they increase the risk of damaging valuable items and therefore losing their favorite objects. So, to make sure your valuable belongings are safe during transport, learn to pack them properly. Here’s a simple guide to packing art and antiques like a pro – the easy way.

Give yourself enough time

The biggest mistake you can make when packing art and antiques is to do it in a rush. We may indeed be faced with deadlines we have to meet and they require speed and efficiency, but these fragile and valuable items require patience. Therefore, try to give yourself enough time to pack everything properly. A few extra steps and secure packing techniques will ensure that your items are safe during transport and you don’t damage them while packing.

Make an inventory list

Another pro tip is to know exactly what you’re moving – especially when packing antiques and other valuables. This might seem like an extra step that you don’t need, but it has proved to be very useful for many. Therefore, if you’re packing more than one item, or moving the entire house or a gallery, make sure you write down all the items you’re packing. To make things easier – you can use an app to make your inventory list.

Know the value of your items

 When moving art and antiques, it’s necessary to know the worth of the art pieces you have. Make sure you get an appraisal from a professional and be ready if anything happens to the items during transport.

Before packing art and antiques, inform on the number and worth of your items – and obtain the necessary insurance.

Prepare all the tools and supplies

To pack fragile items, make sure you’re ready to start the process – especially if there are a lot of them. It’s necessary to get all the supplies you’ll need to pack everything safely, so once you start packing, you don’t need to take a break and go to the store, but can finish everything in one take. To start packing art and antiques like a pro, you’ll need:

  • moving boxes – if you’re not buying new boxes but getting used ones, make sure you check if they are in good condition.
  • packing paper – get a lot of it, to protect the items properly.
  • tape – use heavy-duty tape, to ensure none of the boxes open during transport.
  • corner protectors – these are very useful when packing paintings, fragile frames, and mirrors.
  • a microfiber cloth – use this to clean the items before you wrap them, and make sure the wrapping will stay tight on the item.
  • foam/stretch wrap, blankets, bubble wrap – use it to wrap the items and keep them clean and safe from vibrations and tumbling.
  • furniture pads – depending on the sort of items you’re moving, obtain furniture pads of appropriate sizes.
  • markers – make sure you label every box properly. Write the contents of it, but also mark the box with the word ‘fragile’.
Fragile items take time to pack – remember that when packing art and antiques for a move.

In case you can’t get all the supplies, or don’t know how to use them properly, contacting a pro is the safest thing you can do. Don’t make this mistake if you need to relocate your collection that is valuable and irreplaceable. The right supplies combined with an expert packing technique is the key to a safe relocation of valuable art pieces and antiques.

Obtain art insurance

To ensure your items are properly covered in case of damage or loss, getting appropriate insurance is a necessary step. Whether you’re a professional or moving a private art collection, fine art insurance from a reliable broker will give you peace of mind.

Art Insurance Now Gallery

Packing fragile art and antiques – all the steps

When the time comes for packing art and antiques, you shouldn’t be tricked by the age of certain items. Even though something is very old and has survived for many years, it doesn’t mean it’s strong as before.  Antique items are very fragile, and investing time and effort in protecting them during transport will surely pay off. These are the steps that will protect most of your fragile items:

  1. clean the items – use a cloth to carefully wipe the item so the layers of protection can adhere properly.
  2. wrap the item with a protective wrap – even though this step can’t protect the item from breaking, it can surely keep it clean, and free from scratches.
  3. wrap the item with a blanket, a sheet of plastic bubbles, or foam – these will minimize the vibrations during the transport.
  4. put the item in a protective shell – if you don’t have the original packaging, use a sturdy moving box, or ideally a wooden crate. This final step will give the strongest protection from tumbling and other sudden movements.
  5. minimize the risk of damage by loading the fragile items last, and getting them out of the vehicle first.

Should you disassemble antique furniture?

When it comes to moving furniture, it’s often much better to move it in separate pieces. However, with antiques, that’s not the case. As we mentioned, old items have survived for a long time, but they are very fragile and every sudden movement or strong pressure is extremely risky. Therefore, invest in additional packing material, or simply hire a moving professional to help you out. Make sure to choose the safest option, since antique pieces are irreplaceable and should be well-protected during transport.

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