Category Archives: Stately Homes

How to Light Art in Your New Home

When you move into a new home, you want everything to look perfect. However, if you’re going to appropriately light art in your new home, you might want some assistance. It’s good to know your options in terms of light sources, fixtures, etc. Besides offering you tips on hanging art in your house, we will also show you how to light it. Keep reading to find out how you can make your new home look like an art gallery. Your guests will be impressed by your ability to create eye-catching effects using art and light. 

Why should you light artwork?

If you feel that simply hanging art on your walls is not enough, you can use light to your advantage. For instance, you can use it to accentuate a piece of art by putting it in the spotlight. But you can’t just place a light bulb above it and call it quits. You need to consider the light’s angle, the type of light, and the quality. Moreover, never use fluorescent light bulbs or direct sunlight. Improper lighting can destroy a piece of art. And it is a shame to spend money on fine art only to have it ruined by such a small but essential detail. 

Displaying art in your new home

If you have recently moved into a new house, create a design strategy before displaying any of your art pieces. Your walls are empty and just waiting for you to fill them. Therefore, before bringing in your artwork, think of the layout. The experts from cleancutmoving.com recommend that you finish with renovations before bringing in any valuable items. That way, you will keep them safe and avoid any unfortunate accidents while you work on upgrading your home.

After all of the furniture is in place, you can hang art on the walls and illuminate it

How to display art

When it comes to showcasing your art pieces, there is a guideline that you can follow. Of course, you can always change things to fit your home better. For instance, if you have a painting that you want to make the centerpiece of a room, but there is no space on the walls, you can put it above the fireplace. If you hang it on the wall, the center of the painting should be 57 inches from the ground. If you place it above furniture, there should be six to eight inches between the art and furniture. 

Also, if you want to make a collage out of multiple pieces on one wall, you should leave a three-to-six-inch gap between them. You can break the rules of displaying art in your home and enhance any room with artwork. For example, you can hang paintings in the bathroom or display sculptures in the kitchen or dining room. Just make sure that you protect your artwork from humidity and sunlight.

What type of light to use for your art

There are two factors to consider regarding the sort of light you should use to light art in your new home. One of them is the color, and the other is the temperature. 

Light color

The color of light can affect the look of the artwork. Light will reflect on its surface, altering the tones and making it look brighter or darker. The best way to choose the right color of the light is to use the Color Rendering Index or CRI. According to this index, you can measure the color of light in RA. The closest thing to natural light is light bulbs with an RA of 98. LEDs are some of the best lightbulbs that you can use to light artwork. LED lamps with an RA of 90 and above are perfect for lighting art pieces.

Light temperature

You can measure the temperature of light in Kelvins. At 1000K, the light is warm, but at 10.000K, it is cold. Opt for LEDs with a Kelvin temperature range of 2700 to 4000. That will offer a light temperature range from extra warm to cold. Also, always choose white light bulbs. That way, you will have the best combination of color and temperature.

Choosing how to light art in your new home is very important. Based on the color and temperature of the light, you can make a dull painting look like a masterpiece. 

Types of lighting fixtures

After you find the best light bulbs for lighting your artwork, it’s time to pick the light fixtures. Here are four fixtures that can help you highlight your art:

Accent lights – you can mount them onto the ceiling and adjust the direction. The best positioning of the light source for an art piece is at a 30-degree angle. 

Track lights – these lights have almost the same function as accent lights, but they are not mounted directly onto the ceiling. They are adjustable and fastened to a track bar on the ceiling.

Wall washers – you can install these light fixtures on the walls, ceilings, or floors, and they will help you spread light evenly. Furthermore, they are easy to install and remove, so it will be easy to change their position if you decide to change the layout.

Picture lights – are the best option you can use to light art in your new home. You can mount picture lights right on the frames or use a picture light lamp with a low voltage above an art piece. In the end, you can choose your light fixtures based on the type of artwork you are displaying. For example, a sculpture can be lit from multiple angles, while a photograph needs a specific angle. Before installing the lights, bring in the art pieces and position them. If you are in New York and need a helping hand with moving your artwork, you can hire a local moving company. A local crew can be super helpful when relocating your valuable pieces.

Choosing the right fixtures can add to the charm of the room

Final words

Now that you know how to light art in your new home, you need to insure your art. Art insurance will keep your pieces safe in case of hazards like fires or floods – having your art insured will help you sleep peacefully at night.

Protecting your Paintings

I have been issuing Fine Art Insurance policies for many collectors who recently purchased work for their collection. The prices range from $280.00 up to $500, I have been including the transit coverage from the gallery to the home.

I even wrote one from Italy to Washington, no deductible. It’s also important, to include the frame, under the description part of the policy. If this is not written in the schedule description, then only the work will be covered.

This is a little fine line, I just discovered. I am always watching out for the benefit of the collector, it’s all about properly insuring, knowing your exclusions, hedge your financial downside and most of all, enjoying the Art. www.artinsurancenow.com

What are Chubb’s Policies like?

Chubb is known for their high-Value Homeowners, In many cases, you can include your Art on these Policies, Chubb offers stand-alone coverage policies, even though if your homeowner’s policy is with another company.

Are your valuables worth more than $1,000 (per item)? More than $5,000? Then Chubb says they are the company for you with
their Masterpiece Valuable Articles Coverage. Fine art insurance is inexpensive, generally running from one to two cents per $100 in valuation, depending on location and type of Art. “Price is not the issue in fine art insurance. The scope of coverage, conditions, and limitations along with fine arts expertise are the key factors to consider.

What Chubb offers:
• Itemized coverage
– allows you to determine the insured value
of each of your possessions. In the event of a total covered loss of an item, you will receive 100% of the insured value, with no deductible, and no depreciation.

• 150% replacement cost
– provides safeguards for items that appreciate. If the market value (before the loss) of an item lost or damaged in a covered loss is greater than the itemized amount listed on the policy, they will pay the market value up to 150% of
the itemized coverage amount for the item.

• Breakage protection
– coverage for breakage or damage to fragile items is automatically included.

• Coverage for “mysterious disappearance
– Chubb provides coverage when valuable items are lost or misplaced, especially when they disappear away from the home. Many homeowners policies don’t cover this.

Worldwide coverage
– valuables are automatically covered wherever taken, anywhere in the world.

• Appraisal
– Chubb does not require an appraisal for every piece that you itemize. For most possessions, they need a description of the item and a value. They generally require an appraisal only for fine art worth more than $100,000, jewelry worth more than $50,000, and any other item valued over $25,000.

Coverage for pairs and sets
– If a piece of an itemized pair or set (like earrings or a set of silver) is lost or damaged in a covered loss, you have the option to provide them with the remaining piece(s), and will receive the coverage amount for the entire set.

Cash settlement
– You are not required to replace itemized valuables in the event of a loss. You can choose a cash settlement, or replace your valuables at the dealer of your choice.

Coverage of newly acquired items
– If a new item is acquired and you already have similar articles insured with itemized coverage, the new item is automatically covered for 90 days for up to 25% of the total itemized coverage for those similar articles (maximum $50,000).

Chubb also has an outstanding claims reputation. We are one of the largest fine art insurers in the world and insure many collections of top art collectors.
To receive a quote follow the link and complete the application for a collector.

www.artInsurnceNow.com

tel: 212 566-1881

 

 

What Travelers has to say About Art Insurance

Inland Marine — Fine art
What it covers

Travelers offer unparalleled coverage for the protection of scheduled fine art items. Coverage for such fine art is available at a permanent location, in transit or while loaned to others. Our Agreed Value Fine Arts Policy ensures that fine art collections are insured under a form that addresses the needs for that collection, while also making breakage coverage, special pairs and sets coverage, and flood and earthquake coverage available.

For significant corporate collections of fine art, or for artwork and collectibles in commercial settings, we offer comprehensive fine art coverage under which a broad spectrum of paintings, sculptures, prints and multiples, and more specialized collections of historical, cultural or technological significance can be insured.
Who needs it

Corporations and commercial accounts may have valuable works of art not specially covered as fine art under standard package policies that can be insured under our fine art coverage.

Art Collection Insurance

Art Collection Insurance

Consultation for fine art, collectibles and personal property management.

Bernard Fleischer & Sons have developed a unique, valuable service for collectors, other high net worth individuals and families. We review with you or your Art Consultant, Curator, or Family member alternative coverage options. We can introduce ways to help assure that your insurance coverage is always up to date and as responsive as possible. William Fleischer, CIC is a highly knowledgeable and experienced professional. His New York-based network has access to appraisers, trust, and estate advisors, dealers, and attorneys.

Our focus is on individual, family and corporate needs. Our client confidentiality is very important to a long-term relationship.
As one of New York’s oldest brokerage firms, we work with the best Insurance companies in the business.

Let us protect you and help design the appropriate protection for your collectibles:

•Fine art and antiques
•Musical instruments
•Rare books
•Jewelry
•Photographs
•Sculpture
•Art glass
•Porcelains
•Stamps
•Antique silver
•Auction Houses
•Dealers
•Exhibitions
•Fine Art Packers and Shippers
•Galleries
•Museums
•Private Collectors and Corporate Collections
•Stately Homes
•University libraries and collections
•Vintage Cars

Art Insurance Now, AXA, Chubb, Chartis, Markel, and Travelers all have a history of working with:
auction house experts, dealers, trust and estate advisors & attorneys.
affiliate-logo-layout-1Their referral lists can help you in:

  • Obtaining specialized appraisers
  • Inventory management systems and cataloging
  • Specialized shippers, warehouses, restorers
  • Working with galleries and auction houses

For more information and to fill out an application for a fast free quote visit us at www.ArtInsuranceNow.com or call 1.800.921.1008