Inland Marine — Fine art
What it covers
Travelers offer unparalleled coverage for the protection of scheduled fine art items. Coverage for such fine art is available at a permanent location, in transit or while loaned to others. Our Agreed Value Fine Arts Policy ensures that fine art collections are insured under a form that addresses the needs for that collection, while also making breakage coverage, special pairs and sets coverage, and flood and earthquake coverage available.
For significant corporate collections of fine art, or for artwork and collectibles in commercial settings, we offer comprehensive fine art coverage under which a broad spectrum of paintings, sculptures, prints and multiples, and more specialized collections of historical, cultural or technological significance can be insured.
Who needs it
Corporations and commercial accounts may have valuable works of art not specially covered as fine art under standard package policies that can be insured under our fine art coverage.
If you are involved in the art world, I can insure your exposures.
• Commercial Art
• Art and Antique Dealers
• Restore and Conservators
• Private collectors
• Large or Small inventories.
• Domestic or International.
• Art Fair transportation, while at fair,
shipped to collectors
• Art loaned to Museums or non- profits,
• Art being shipped or carried on board,
• Coverage for special events, Parties,
• Non-profit organizations and more
There are special policies so broad that besides the standard theft or breakage coverage’s it actually includes mold and devaluation of the art pieces due to a loss.
The premiums begin around $2,500 for about $250,000 worth of protection.
Recent successes: An Art dealer who brings works to various fairs and sells from her private gallery just purchased this policy
$300,000 premises limit
$300,000 unnamed location
$300,000 while in transit
We set the unnamed location limit and transit limit as matching limits to avoid any gaps in coverage.
Premium is $3100 with $1,000 deductible.
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