{"id":858,"date":"2016-11-30T12:01:01","date_gmt":"2016-11-30T17:01:01","guid":{"rendered":"http:\/\/artinsurancenow.com\/blog\/?p=858"},"modified":"2019-08-06T16:50:16","modified_gmt":"2019-08-06T20:50:16","slug":"why-you-should-be-insuring-your-jewelry","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/why-you-should-be-insuring-your-jewelry\/","title":{"rendered":"Why you should be insuring your Jewelry"},"content":{"rendered":"

\"\"<\/a><\/p>\n

The differences in homeowner\u2019s policies and Jewelry coverage<\/a> are vast and it\u2019s best to make sure you are covered properly. The typical per-theft claim limit is $1,000 on a homeowner policy without a schedule. That\u2019s the jewelry limit for an entire claim, not a $1,000 limit per item Homeowner policies also have deductibles which apply to Jewelry.<\/p>\n

Many homeowners\u2019 policies exclude if you lose stones. If the stone falls out of the setting, you\u2019re not covered at all. Most insurance companies include the jewelry insurance<\/a> with sub-limits of $500 in their standard homeowner policy. With our standalone policy, we can increase the limit up to $250,000 and include watches, silverware, collectibles and art collections<\/a>.<\/p>\n

Diamonds may be a girl\u2019s best friend, but when diamonds go missing, insurance is your best friend or your worst enemy if you don\u2019t have enough coverage. Value, sentiment, emotion, and your aversion to risk should all play a part in choosing an insurance policy for your jewelry. This is where our newly expanded jewelry coverage<\/a> fills in the gaps.<\/p>\n

Coverage Limits.<\/strong>
\nOur program insures your Jewelry on a blanket basis up to $250,000. The only requirement is items valued over $50,000 must have supporting documentation.<\/p>\n

Blanket\/ Scheduled <\/strong>
\nWe insure your Jewelry on a blanket Basis, only Items over $50,000 require to be scheduled. This lets you insure all your items, hassle-free. There is no requirement for appraisals for items under $50,000.<\/p>\n

We cover real life.<\/strong>
\nSome policies will only cover theft or loss due to a disaster claim, we realize that you can\u2019t always pinpoint how or where your jewelry disappeared so we cover mysterious disappearance, coverage that\u2019s often overlooked by other policies.<\/p>\n

Traveling?<\/strong>
\nHomeowner\u2019s policies do not cover outside of the home, our coverage follows you worldwide. Never worry about having to leave your favorite jewelry behind.<\/p>\n

Damage to Rings, Watches, and Necklaces?<\/strong>
\nDiamonds are the hardest known mineral, they still aren\u2019t impervious to harm. Diamonds can crack when dropped on a hard surface or fall out of their settings when subjected to impact. Rubies, sapphires and other precious stones are also susceptible to chipping, cracking, or breaking. Emeralds are especially brittle, and pearls can easily be damaged or crushed if improperly protected. Homeowner\u2019s policies typically do not cover damage to your rings, watches, and necklaces.<\/p>\n

Personal Jeweler?<\/strong>
\nMany people have a preferred jeweler, as opposed to just having someone trying to sell you something in the display. A Personal Jeweler really gets to know you and your tastes. Well, you won\u2019t have to give them up. When placing a claim with us you get the same quality workmanship that you are used to.<\/p>\n

Loss buyback. <\/strong>
\nThere is sentimental value in the keepsake, our policies give the option of repurchase if lost or stolen and later recovered or it declared a total loss.<\/p>\n

For more information visit artinsurancenow.com<\/a>, call us at 800.921.1008 or fill out EZ application here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

The differences in homeowner\u2019s policies and Jewelry coverage are vast and it\u2019s best to make sure you are covered properly. The typical per-theft claim limit is $1,000 on a homeowner policy without a schedule. That\u2019s the jewelry limit for an entire claim, not a $1,000 limit per item Homeowner policies also have deductibles which apply … Continue reading Why you should be insuring your Jewelry<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":859,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"Why you should be insuring your Jewelry.","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[32,175,1],"tags":[156,90],"yoast_head":"\nWhy you should be insuring your Jewelry - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/why-you-should-be-insuring-your-jewelry\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why you should be insuring your Jewelry - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"The differences in homeowner\u2019s policies and Jewelry coverage are vast and it\u2019s best to make sure you are covered properly. 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Considering these invaluable meanings, jewelry is\u2026","rel":"","context":"In "Jewelry"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/artinsurancenow.com\/blog\/wp-content\/uploads\/2017\/08\/jewelry-300x150.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1010,"url":"https:\/\/www.artinsurancenow.com\/blog\/things-to-know-about-coverage-for-jewelry-and-other-swag\/","url_meta":{"origin":858,"position":1},"title":"Things To Know About Coverage For Jewelry And Other Swag","date":"January 9, 2017","format":false,"excerpt":"Your Homeowners Insurance May Cover partially What You\u2019d Pay to Replace High-Value Watches, Rings, Necklaces, Bracelets and other Items. Standard homeowners and renters insurance policies include some coverage for jewelry and other precious objects such as watches and furs. 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HO policy is difficult to re-market after a loss. \"Mysterious disappearance\" claims,\u2026","rel":"","context":"In "Jewelry"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2014\/02\/Homeowner-Jewelry-Image.jpg?fit=290%2C275&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":86,"url":"https:\/\/www.artinsurancenow.com\/blog\/new-axa-jewelry-collection-policy\/","url_meta":{"origin":858,"position":3},"title":"New AXA Jewelry Collection Policy","date":"November 25, 2013","format":false,"excerpt":"Specialty Jewelry Collections AXA Art Policy HighlightsAXA Art recently launched a specialty jewelry product for private collectors of classic antique and designer jewelry. The mono-line, broad coverage product is available in the United States for schedules in excess of $500,000 for focused collections ranging from ancient to vintage to contemporary\u2026","rel":"","context":"In "Jewelry"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65,"url":"https:\/\/www.artinsurancenow.com\/blog\/what-chubbs-policy-like\/","url_meta":{"origin":858,"position":4},"title":"What are Chubb’s Policies like?","date":"May 20, 2011","format":false,"excerpt":"Chubb is known for their high-Value Homeowners, In many cases, you can include your Art on these Policies, Chubb\u00a0offers stand-alone coverage policies, even though if your homeowner's policy is with another company. Are your valuables worth more than $1,000 (per item)? More than $5,000? Then Chubb says they are the\u2026","rel":"","context":"In "Art Insurance"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":87,"url":"https:\/\/www.artinsurancenow.com\/blog\/specialty-jewelry-collections-axa-art-policy-highlights\/","url_meta":{"origin":858,"position":5},"title":"Specialty Jewelry Collections – AXA Art Policy Highlights","date":"February 3, 2012","format":false,"excerpt":"AXA Art launched a specialty jewelry product for private collectors of classic antique and designer jewelry. The mono-line, broad coverage product is available in the United States for schedules in excess of $500,000 for focused collections ranging from ancient to vintage to contemporary jewelry. 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