{"id":65,"date":"2011-05-20T11:54:16","date_gmt":"2011-05-20T15:54:16","guid":{"rendered":"http:\/\/artinsurancenow.com.s114801.gridserver.com\/blog\/?p=65"},"modified":"2018-04-12T15:56:04","modified_gmt":"2018-04-12T19:56:04","slug":"what-chubbs-policy-like","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/what-chubbs-policy-like\/","title":{"rendered":"What are Chubb’s Policies like?"},"content":{"rendered":"

Chubb is known for their high-Value Homeowners, In many cases, you can include your Art on these Policies, Chubb\u00a0offers stand-alone coverage policies, even though if your homeowner’s policy is with another company.<\/p>\n

Are your valuables worth more than $1,000 (per item)? More than $5,000? Then Chubb says they are the company for you with
\ntheir Masterpiece Valuable Articles Coverage. Fine art insurance is inexpensive, generally running from one to two cents per $100 in valuation, depending on location and type of Art. \u201cPrice is not the issue in fine art insurance. The scope of coverage, conditions, and limitations along with fine arts expertise are the key factors to consider.<\/p>\n

What Chubb offers:
\n\u2022 Itemized coverage<\/strong>
\n\u2013 allows you to determine the insured value
\nof each of your possessions. In the event of a total covered loss of an item, you will receive 100% of the insured value, with no deductible, and no depreciation.<\/p>\n

\u2022 150% replacement cost<\/strong>
\n\u2013 provides safeguards for items that appreciate. If the market value (before the loss) of an item lost or damaged in a covered loss is greater than the itemized amount listed on the policy, they will pay the market value up to 150% of
\nthe itemized coverage amount for the item.<\/p>\n

\u2022 Breakage protection<\/strong>
\n\u2013 coverage for breakage or damage to fragile items is automatically included.<\/p>\n

\u2022 Coverage for \u201cmysterious disappearance<\/strong>\u201d
\n– Chubb provides coverage when valuable items are lost or misplaced, especially when they disappear away from the home. Many homeowners policies don\u2019t cover this.<\/p>\n

\u2022 Worldwide coverage<\/strong>
\n– valuables are automatically covered wherever taken, anywhere in the world.<\/p>\n

\u2022 Appraisal<\/strong>
\n– Chubb does not require an appraisal for every piece that you itemize. For most possessions, they need a description of the item and a value. They generally require an appraisal only for fine art worth more than $100,000, jewelry worth more than $50,000, and any other item valued over $25,000.<\/p>\n

\u2022 Coverage for pairs and sets<\/strong>
\n\u2013 If a piece of an itemized pair or set (like earrings or a set of silver) is lost or damaged in a covered loss, you have the option to provide them with the remaining piece(s), and will receive the coverage amount for the entire set.<\/p>\n

\u2022 Cash settlement<\/strong>
\n\u2013 You are not required to replace itemized valuables in the event of a loss. You can choose a cash settlement, or replace your valuables at the dealer of your choice.<\/p>\n

\u2022 Coverage of newly acquired items<\/strong>
\n\u2013 If a new item is acquired and you already have similar articles insured with itemized coverage, the new item is automatically covered for 90 days for up to 25% of the total itemized coverage for those similar articles (maximum $50,000).<\/p>\n

Chubb also has an outstanding claims reputation. We are one of the largest fine art insurers in the world and insure many collections of top art collectors.
\nTo receive a quote follow the link and complete the application for a collector.<\/p>\n

www.artInsurnceNow.com<\/a><\/strong><\/p>\n

tel: 212 566-1881 <\/strong><\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Chubb is known for their high-Value Homeowners, In many cases, you can include your Art on these Policies, Chubb\u00a0offers stand-alone coverage policies, even though if your homeowner’s policy is with another company. Are your valuables worth more than $1,000 (per item)? More than $5,000? Then Chubb says they are the company for you with their … Continue reading What are Chubb’s Policies like?<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[15,18,5,23,32,27,26,24,30,37],"tags":[],"yoast_head":"\nWhat are Chubb's Policies like? - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/what-chubbs-policy-like\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are Chubb's Policies like? - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"Chubb is known for their high-Value Homeowners, In many cases, you can include your Art on these Policies, Chubb\u00a0offers stand-alone coverage policies, even though if your homeowner’s policy is with another company. 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