{"id":420,"date":"2015-06-29T18:32:00","date_gmt":"2015-06-29T22:32:00","guid":{"rendered":"http:\/\/artinsurancenow.com\/blog\/?p=420"},"modified":"2018-04-13T13:24:14","modified_gmt":"2018-04-13T17:24:14","slug":"use-ucc-filings-when-you-cosign-your-art-to-a-dealer","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/","title":{"rendered":"Use UCC filings when you Cosign your Art to a Dealer."},"content":{"rendered":"<p>Recently, while I was discussing art with an attorney, UCC filings came up.\u00a0\u00a0 Usually, this is filed when you take out a business or personal loans and the lender to protect its collateral\u00a0files\u00a0the UCC with the state.<\/p>\n<p>It&#8217;s an inexpensive file, which is used to notify the state you are a\u00a0lender and have claim to the object corresponding to the UCC.<\/p>\n<p>So I always tell everyone when you lend for sale your Art, to always have an expiration of consignment, in case the other party gets in financial difficulties the asset reverts to you at the end of the consignment date.<\/p>\n<p>But now adding the UCC you attach yourself to the asset so any court can recognize you are in line to be paid if the art is sold.<\/p>\n<p>An interesting layer of protection from an unstable partnership.<\/p>\n<p>&nbsp;<\/p>\n<p>William<\/p>\n<p><a href=\"https:\/\/www.artinsurancenow.com\" target=\"_blank\" rel=\"noopener\">www.artinsurancenow.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently, while I was discussing art with an attorney, UCC filings came up.\u00a0\u00a0 Usually, this is filed when you take out a business or personal loans and the lender to protect its collateral\u00a0files\u00a0the UCC with the state. It&#8217;s an inexpensive file, which is used to notify the state you are a\u00a0lender and have claim to &hellip; <a href=\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Use UCC filings when you Cosign your Art to a Dealer.<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[71,15,72,7,23,32,28,38],"tags":[152,151],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Use UCC filings when you Cosign your Art to a Dealer. - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Use UCC filings when you Cosign your Art to a Dealer. - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"Recently, while I was discussing art with an attorney, UCC filings came up.\u00a0\u00a0 Usually, this is filed when you take out a business or personal loans and the lender to protect its collateral\u00a0files\u00a0the UCC with the state. It&#8217;s an inexpensive file, which is used to notify the state you are a\u00a0lender and have claim to &hellip; Continue reading Use UCC filings when you Cosign your Art to a Dealer. &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/\" \/>\n<meta property=\"og:site_name\" content=\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"article:published_time\" content=\"2015-06-29T22:32:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-04-13T17:24:14+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wfleischer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/\",\"name\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\",\"description\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors in New York &amp; California\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.artinsurancenow.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/#webpage\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/\",\"name\":\"Use UCC filings when you Cosign your Art to a Dealer. - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\",\"isPartOf\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\"},\"datePublished\":\"2015-06-29T22:32:00+00:00\",\"dateModified\":\"2018-04-13T17:24:14+00:00\",\"author\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#\/schema\/person\/c118925a210a3cdb7a61b5661a98a2e1\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.artinsurancenow.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Use UCC filings when you Cosign your Art to a Dealer.\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#\/schema\/person\/c118925a210a3cdb7a61b5661a98a2e1\",\"name\":\"wfleischer\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#personlogo\",\"inLanguage\":\"en-CA\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a289c9adf01e92af56f63d9dc1196bad?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a289c9adf01e92af56f63d9dc1196bad?s=96&d=mm&r=g\",\"caption\":\"wfleischer\"},\"sameAs\":[\"http:\/\/bfbond.com\"],\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/author\/wfleischer\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Use UCC filings when you Cosign your Art to a Dealer. - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.artinsurancenow.com\/blog\/use-ucc-filings-when-you-cosign-your-art-to-a-dealer\/","og_locale":"en_US","og_type":"article","og_title":"Use UCC filings when you Cosign your Art to a Dealer. - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California","og_description":"Recently, while I was discussing art with an attorney, UCC filings came up.\u00a0\u00a0 Usually, this is filed when you take out a business or personal loans and the lender to protect its collateral\u00a0files\u00a0the UCC with the state. 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Those involved in the practice of art law look at a variety of disciplines, such as intellectual property, contract, constitutional, tort, tax, and international law to protect the interest of their clients. The following is an art law primer and\u2026","rel":"","context":"In &quot;Art Law&quot;","img":{"alt_text":"Art Law image","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2019\/03\/ArtLaw3.jpg?fit=855%2C541&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":235,"url":"https:\/\/www.artinsurancenow.com\/blog\/consignment-options\/","url_meta":{"origin":420,"position":1},"title":"How Far Do Consignment Agreements Extend in Fine Art Insurance?","date":"March 24, 2026","format":false,"excerpt":"How Far Do Consignment Agreements Extend in Fine Art Insurance? Updated March 2026 TL;DR: Most dealer policies value art received on consignment at the agreed value plus 10%. When dealers send works to other galleries, coverage and valuation depend on specific policy language \u2014 it oftenfalls into grey areas like\u2026","rel":"","context":"In &quot;Art Dealer&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2026\/03\/William-Fleischer-Headshot-300x275.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":620,"url":"https:\/\/www.artinsurancenow.com\/blog\/american-airlines-involved-in-damage-art\/","url_meta":{"origin":420,"position":2},"title":"What to ask Art Gallery\/Dealer before consigning your Art","date":"February 16, 2016","format":false,"excerpt":"Damage to Art happens more often than is reported. How\u00a0can you make sure you are covered? 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