{"id":345,"date":"2015-04-13T18:14:37","date_gmt":"2015-04-13T22:14:37","guid":{"rendered":"http:\/\/artinsurancenow.com\/blog\/?p=345"},"modified":"2018-04-13T13:06:45","modified_gmt":"2018-04-13T17:06:45","slug":"art-insurance","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/art-insurance\/","title":{"rendered":"Informative WSJ Article features William Fleischer of ArtInsuranceNow.com"},"content":{"rendered":"
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By<\/p>\n
Daniel Grant<\/div>\n<\/div>\n

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When you buy a piece of art, can you be sure it\u2019s really yours? Many collectors don\u2019t always feel certain on that score. They worry in some cases that after they make a purchase someone will show up, maybe years later, and claim the art was stolen at some point in the past\u2014ultimately leaving the new owner empty-handed, without the art or the money paid for it.<\/p>\n

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That\u2019s one reason many art advisers and lawyers recommend title insurance, which can at least partially protect a collector\u2019s financial interests if a piece of art has to be surrendered. But theft isn\u2019t the only issue. Title insurance also can help protect collectors if the person they bought art from becomes entangled in divorce, bankruptcy, probate or other legal proceedings that question the seller\u2019s right to dispose of the art.<\/p>\n

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Some advisers say title insurance is particularly important because of the sharp increase in the prices of many artworks in recent years\u2014buyers have more to lose. But title insurance has been a hard sell.<\/p>\n

William Fleischer, president of insurance brokerage firm Bernard Fleischer & Sons Inc., says most collectors are willing to forgo the cost, in part because many already have paid advisers and lawyers to check on the authenticity and history of ownership of their art, and they have confidence in those experts.<\/p>\n

For those who want additional reassurance, some insurance companies offer \u201cdefense of title\u201d coverage, which typically pays up to $100,000 in legal costs in the event of a title dispute but doesn\u2019t reimburse policyholders for the value of any objects taken away from them.<\/p>\n

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The leading provider of more-complete coverage is New York-based ARIS Title Insurance Corp., a unit of\u00a0Argo Group International Holdings\u00a0Ltd.<\/span>\u00a0It offers policies that cover legal costs in the event of a title dispute and the full purchase price of the piece if the buyer has to surrender the work. Collectors pay a one-time premium averaging 2% to 3% of the purchase price of the item being insured. They can increase coverage, for an additional premium, if the artwork\u2019s value appreciates.<\/p>\n

Mr. Grant is a writer living in Amherst, Mass. He can be reached at\u00a0reports@wsj.com<\/a>.<\/em><\/p>\n

Original Article link below.<\/p>\n<\/div>\n

http:\/\/www.wsj.com\/articles\/art-collectors-weigh-title-insurance-1428894124<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

By Daniel Grant Updated April 12, 2015 11:02 p.m. ET When you buy a piece of art, can you be sure it\u2019s really yours? Many collectors don\u2019t always feel certain on that score. They worry in some cases that after they make a purchase someone will show up, maybe years later, and claim the art … Continue reading Informative WSJ Article features William Fleischer of ArtInsuranceNow.com<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[15],"tags":[],"yoast_head":"\nInformative WSJ Article features William Fleischer of ArtInsuranceNow.com - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/art-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informative WSJ Article features William Fleischer of ArtInsuranceNow.com - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"By Daniel Grant Updated April 12, 2015 11:02 p.m. ET When you buy a piece of art, can you be sure it\u2019s really yours? 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