{"id":243,"date":"2014-08-20T19:18:33","date_gmt":"2014-08-20T23:18:33","guid":{"rendered":"http:\/\/artinsurancenow.com\/blog\/?p=243"},"modified":"2018-04-13T11:43:13","modified_gmt":"2018-04-13T15:43:13","slug":"insurance-for-art-gallery-or-gallery-insurance","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/insurance-for-art-gallery-or-gallery-insurance\/","title":{"rendered":"Insurance for Art Galleries"},"content":{"rendered":"<p><span style=\"color: #d22300;\"><strong>Our customized insurance policies<\/strong><\/span>\u00a0are geared toward your typical Art Galleries, Museums, Exhibition space, and Dealer businesses.\u00a0 We combine General Liability, Public Liability (Bodily Injury and Property Damage) into one\u00a0straightforward policy along with non-salable contents, desks, chairs, computers, fixtures, racks and business property.\u00a0Our policies can include landlords, curators, and artists as additionally insured.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #d22300;\"><strong>Qualify for better pricing if you combine General Liability and Property Insurance into a Business-Owners Policy<\/strong><\/span> with Fine Arts Insured under a separate policy to maximize coverage while minimizing price.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #d22300;\"><strong>A <strong>Business-Owners Policy <\/strong>includes:\u00a0<\/strong><\/span><\/p>\n<p><strong>General Liability<\/strong> insurance coverage of an Art Gallery insurance policy is comparable to a typical commercial general liability policy, providing protection against claims of bodily injury or property damage for which your business may be liable.<\/p>\n<p><span style=\"color: #d22300;\"><strong>General Liability means liability insurance for the cost of defending lawsuits stemming from:<\/strong><\/span><\/p>\n<ul>\n<li>Accidents which\u00a0 cause bodily injury and\/or property damage<\/li>\n<li>Trip and Fall Incidents on premises.<\/li>\n<li>Claims such as libel, slander, and False advertising<\/li>\n<li>Errors or negligence from professional service\u00a0is <strong>not<\/strong> covered\u00a0by a General Liability Insurance policy. Must purchase a separate policy for this.<\/li>\n<li><strong>Business property<\/strong> insurance for physical assets, such as contents, improvements to your space including decorations and furnishings non-salable items.<\/li>\n<li>Can cover loss of business income and extra expenses resulting from a covered loss.<\/li>\n<li>Outdoor Sign<\/li>\n<li>Insurance Money and Securities Insurance<\/li>\n<li>Employee Dishonesty Insurance<\/li>\n<li>Water Back-Up Insurance<\/li>\n<li>Off Premises power failure<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Broader coverage on a stand-alone fine art policy:\u00a0 fine art while in the gallery, storage or while\u00a0in transit,<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #d22300;\"><strong>The same type of coverages can be found in our Museum, Exhibition, Private Dealer, and Auction House insurance policies.<\/strong><\/span><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p>What is the average cost of Art Gallery Insurance? Premiums typically start around $600 but every art gallery has different requirements, property values, and coverage requirements. Prices will vary.<\/p>\n<p>Please call William Fleischer, CIC at 212 566-1881 ext 111 or visit us at\u00a0<a href=\"https:\/\/www.artinsurancenow.com\">www.ArtInsuranceNow.com<\/a><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>APPLICATIONS<\/strong>:<\/p>\n<ul>\n<li><a href=\"https:\/\/artinsurancenow.com\/form\/art-dealers.php\">Art Dealers<\/a><\/li>\n<li>\u00a0<a href=\"https:\/\/artinsurancenow.com\/artist_app\/\">Artist Transit\/Exhibition\/Studio Insurance\u00a0New Program<\/a><\/li>\n<li><a href=\"http:\/\/artinsurancenow.com\/form\/auctioneer.php\">Auctioneers<\/a><\/li>\n<li><a href=\"https:\/\/www.artinsurancenow.com\/form\/conservator.php\">Conservators\/Restorers<\/a><\/li>\n<li><a href=\"https:\/\/www.artinsurancenow.com\/form\/art-collections.php\">Corporate Collections<\/a><\/li>\n<li><a href=\"https:\/\/www.artinsurancenow.com\/form\/art-collections.php\">Personal Collections<\/a><\/li>\n<li><a href=\"https:\/\/artinsurancenow.com\/form\/exhibition.php\">Exhibitions<\/a><\/li>\n<li><a href=\"http:\/\/artinsurancenow.com\/form\/museum.php\">Museum Collections<\/a><\/li>\n<li><a href=\"https:\/\/www.artinsurancenow.com\/form\/business.php\">Business Owners Liability<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Our customized insurance policies\u00a0are geared toward your typical Art Galleries, Museums, Exhibition space, and Dealer businesses.\u00a0 We combine General Liability, Public Liability (Bodily Injury and Property Damage) into one\u00a0straightforward policy along with non-salable contents, desks, chairs, computers, fixtures, racks and business property.\u00a0Our policies can include landlords, curators, and artists as additionally insured. &nbsp; Qualify for &hellip; <a href=\"https:\/\/www.artinsurancenow.com\/blog\/insurance-for-art-gallery-or-gallery-insurance\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Insurance for Art Galleries<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":905,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[71,13,11,15,72,171,33,14,88],"tags":[176,144,145],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance for Art Galleries - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/insurance-for-art-gallery-or-gallery-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance for Art Galleries - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"Our customized insurance policies\u00a0are geared toward your typical Art Galleries, Museums, Exhibition space, and Dealer businesses.\u00a0 We combine General Liability, Public Liability (Bodily Injury and Property Damage) into one\u00a0straightforward policy along with non-salable contents, desks, chairs, computers, fixtures, racks and business property.\u00a0Our policies can include landlords, curators, and artists as additionally insured. &nbsp; Qualify for &hellip; Continue reading Insurance for Art Galleries &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artinsurancenow.com\/blog\/insurance-for-art-gallery-or-gallery-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"article:published_time\" content=\"2014-08-20T23:18:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-04-13T15:43:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2014\/08\/Art-Gallery-Image.jpg?fit=640%2C389&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"389\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wfleischer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/\",\"name\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; 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I get it, most artists have lofts, special rooms or detached structures where they create, show and sell their art. The Limitation and Exclusion: Business personal property on premises. Here\u2026","rel":"","context":"In &quot;Artist Insurance&quot;","img":{"alt_text":"Artist Paints Image","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2016\/04\/artist-paints-986366_640.jpg?fit=640%2C359&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":178,"url":"https:\/\/www.artinsurancenow.com\/blog\/what-is-conversion-exclusion-in-a-fine-art-antique-jewlery-policy\/","url_meta":{"origin":243,"position":1},"title":"What is Conversion exclusion in a fine art, Antique, Jewelry policy","date":"March 10, 2014","format":false,"excerpt":"The Story; A collector or Museum consigns a work to a dealer to sell.\u00a0 The dealer does his job and sells the work, but does not pay the Collector or Museum.\u00a0 This is now considered a loss of property and if your current policy does not address this type of\u2026","rel":"","context":"In &quot;Antique&quot;","img":{"alt_text":"Art Insurance Now Gallery","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2014\/03\/AIN-Gallery.jpg?fit=640%2C427&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":235,"url":"https:\/\/www.artinsurancenow.com\/blog\/consignment-options\/","url_meta":{"origin":243,"position":2},"title":"How Far Do Consignment Agreements Extend in Fine Art Insurance?","date":"March 24, 2026","format":false,"excerpt":"How Far Do Consignment Agreements Extend in Fine Art Insurance? Updated March 2026 TL;DR: Most dealer policies value art received on consignment at the agreed value plus 10%. When dealers send works to other galleries, coverage and valuation depend on specific policy language \u2014 it oftenfalls into grey areas like\u2026","rel":"","context":"In &quot;Art Dealer&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2026\/03\/William-Fleischer-Headshot-300x275.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":797,"url":"https:\/\/www.artinsurancenow.com\/blog\/bernard-fleischer-and-sons-artinsurancenow-com-would-like-to-congratulate-marti-funke-collections-manager-and-exhibitions-coordinator-for-the-university-of-mississippi-museum-as-the-2016-recipien\/","url_meta":{"origin":243,"position":3},"title":"Bernard Fleischer and Sons \/ ArtInsuranceNow.com  would like to congratulate Marti Funke, collections manager and exhibitions coordinator for the University of Mississippi Museum, as the 2016 recipient of the Southeastern Museum Conference\u2019s Emerging Museum Professionals Award.","date":"November 8, 2016","format":false,"excerpt":"Marti Funke has administrative responsibility for the museum\u2019s artworks, a collection of more than 20,000 objects. Her duties include registration of items, risk management insurance supervision, collection loans and storage. The award was created in 2008 to recognize museum professionals who demonstrate excellence and leadership at their institutions. We understand\u2026","rel":"","context":"Similar post","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10548,"url":"https:\/\/www.artinsurancenow.com\/blog\/art-in-transit-why-we-insure\/","url_meta":{"origin":243,"position":4},"title":"Art in Transit: Why we insure","date":"October 17, 2018","format":false,"excerpt":"The reasons for art being shipped varies greatly, a collector may move or place artwork in storage while their home is being renovated, they often sell artwork at popular art fairs and even lend pieces to museums. A dealer or gallerist may sell artwork to a collector from out of\u2026","rel":"","context":"In &quot;Art Collector&quot;","img":{"alt_text":"Art in Shipping Crates","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2018\/10\/art-crates.jpg?fit=1000%2C625&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":166,"url":"https:\/\/www.artinsurancenow.com\/blog\/jewelry-homeowners-policy\/","url_meta":{"origin":243,"position":5},"title":"Keep Jewelry OFF Homeowners Policy","date":"February 20, 2014","format":false,"excerpt":"Keep Jewelry OFF Homeowner's Policy If jewelry is on HO \u00a0 The impact of a jewelry claim is serious! Jewelry loss counts as HO loss. Jewelry losses hit CLUE and PILR reports. Client loses homeowners' \"claim free\" rating. HO policy is difficult to re-market after a loss. \"Mysterious disappearance\" claims,\u2026","rel":"","context":"In &quot;Jewelry&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2014\/02\/Homeowner-Jewelry-Image.jpg?fit=290%2C275&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/243"}],"collection":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/comments?post=243"}],"version-history":[{"count":12,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/243\/revisions"}],"predecessor-version":[{"id":10323,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/243\/revisions\/10323"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/media\/905"}],"wp:attachment":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/media?parent=243"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/categories?post=243"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/tags?post=243"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}