{"id":210,"date":"2016-04-13T11:27:26","date_gmt":"2016-04-13T15:27:26","guid":{"rendered":"http:\/\/artinsurancenow.com\/blog\/?p=210"},"modified":"2018-05-11T16:37:13","modified_gmt":"2018-05-11T20:37:13","slug":"liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/","title":{"rendered":"Liberty Mutual&#8217;s Personal Property Endorsement not Broad Enough Coverage"},"content":{"rendered":"<p>I recently was working with an account who thought Liberty Mutual Arts policy was a great deal until he spoke with me.<\/p>\n<p>The policies I like to offer are geared to the Collector&#8217;s requirements. I will outline a few downfalls of the Liberty Mutual Inland marine endorsement.<\/p>\n<p>1. Your Art Glass, Glassware, Statuary, Marble, Bric-a-Brac, Porcelain, and similar fragile articles, unless they give a very restrictive exception.<\/p>\n<p>2. Everything has to be scheduled, ours we place<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I recently was working with an account who thought Liberty Mutual Arts policy was a great deal until he spoke with me. The policies I like to offer are geared to the Collector&#8217;s requirements. I will outline a few downfalls of the Liberty Mutual Inland marine endorsement. 1. Your Art Glass, Glassware, Statuary, Marble, Bric-a-Brac, &hellip; <a href=\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Liberty Mutual&#8217;s Personal Property Endorsement not Broad Enough Coverage<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Liberty Mutual&#039;s Personal Property Endorsement not Broad Enough Coverage - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Liberty Mutual&#039;s Personal Property Endorsement not Broad Enough Coverage - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"I recently was working with an account who thought Liberty Mutual Arts policy was a great deal until he spoke with me. The policies I like to offer are geared to the Collector&#8217;s requirements. I will outline a few downfalls of the Liberty Mutual Inland marine endorsement. 1. Your Art Glass, Glassware, Statuary, Marble, Bric-a-Brac, &hellip; Continue reading Liberty Mutual&#8217;s Personal Property Endorsement not Broad Enough Coverage &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/\" \/>\n<meta property=\"og:site_name\" content=\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"article:published_time\" content=\"2016-04-13T15:27:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-05-11T20:37:13+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wfleischer\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/\",\"name\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\",\"description\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors in New York &amp; California\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.artinsurancenow.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/#webpage\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/\",\"name\":\"Liberty Mutual's Personal Property Endorsement not Broad Enough Coverage - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\",\"isPartOf\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\"},\"datePublished\":\"2016-04-13T15:27:26+00:00\",\"dateModified\":\"2018-05-11T20:37:13+00:00\",\"author\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#\/schema\/person\/c118925a210a3cdb7a61b5661a98a2e1\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.artinsurancenow.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Liberty Mutual&#8217;s Personal Property Endorsement not Broad Enough Coverage\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#\/schema\/person\/c118925a210a3cdb7a61b5661a98a2e1\",\"name\":\"wfleischer\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#personlogo\",\"inLanguage\":\"en-CA\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a289c9adf01e92af56f63d9dc1196bad?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a289c9adf01e92af56f63d9dc1196bad?s=96&d=mm&r=g\",\"caption\":\"wfleischer\"},\"sameAs\":[\"http:\/\/bfbond.com\"],\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/author\/wfleischer\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Liberty Mutual's Personal Property Endorsement not Broad Enough Coverage - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.artinsurancenow.com\/blog\/liberty-mutuals-personal-property-endorsement-not-broad-enough-coverage\/","og_locale":"en_US","og_type":"article","og_title":"Liberty Mutual's Personal Property Endorsement not Broad Enough Coverage - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California","og_description":"I recently was working with an account who thought Liberty Mutual Arts policy was a great deal until he spoke with me. 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The homeowner has insurance for his home of $350,000 but his art collection is worth $400,000. Liberty Mutual would not insure the art so they sent him to me. I also get similar referrals from insurance carriers like USAA\u2026","rel":"","context":"In &quot;Art Insurance&quot;","img":{"alt_text":"Art Collection and Home","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2016\/03\/Artboard-3@4x-1.png?fit=1200%2C682&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":5174,"url":"https:\/\/www.artinsurancenow.com\/blog\/jewelry-insurance-a-to-z\/","url_meta":{"origin":210,"position":1},"title":"Jewelry Insurance A to Z","date":"August 9, 2017","format":false,"excerpt":"In the jewelry insurance business, the word jewelry includes different sorts of adornment, such as bracelets, necklaces, rings, earrings, watches, etc. However, the meaning is often more precious than its price; a symbol of love, unforgettable memory or a significant moment in the past. Considering these invaluable meanings, jewelry is\u2026","rel":"","context":"In &quot;Jewelry&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/artinsurancenow.com\/blog\/wp-content\/uploads\/2017\/08\/jewelry-300x150.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":547,"url":"https:\/\/www.artinsurancenow.com\/blog\/insuring-art-work-without-appraisals\/","url_meta":{"origin":210,"position":2},"title":"Insuring Art Work at Market Value","date":"December 3, 2015","format":false,"excerpt":"Collecting Art is fun, but maintaining values fluctuate a lot on an insurance policy.\u00a0 All homeowners policies where fine art is a part of the policy are written on a scheduled basis. To add these artworks to your schedule,\u00a0the company requires a current bill of sale or a current appraisal.\u00a0\u2026","rel":"","context":"In &quot;American Collectors Insurance&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":61,"url":"https:\/\/www.artinsurancenow.com\/blog\/personal-articles-floaters-program\/","url_meta":{"origin":210,"position":3},"title":"Personal Articles Floaters Program","date":"May 19, 2011","format":false,"excerpt":"Personal Articles Floaters Program Still placing PAF's on your Homeowners Policy? Does your policy have exhaustive exclusions or limitations and warranties such as alarm warranties or location restrictions? Or perhaps no CAT (catastrophe) coverage or sub-limited CAT coverage with deductibles? This program rivals the best forms in the industry and\u2026","rel":"","context":"In &quot;Antique&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":669,"url":"https:\/\/www.artinsurancenow.com\/blog\/artist-studio-insurance-the-pitfalls\/","url_meta":{"origin":210,"position":4},"title":"Artist Studio Insurance &#8220;The Pitfalls&#8221;","date":"April 22, 2016","format":false,"excerpt":"Artist\u2019s who work out of their home may think they have coverage with their Homeowner insurance company, but do they? I get it, most artists have lofts, special rooms or detached structures where they create, show and sell their art. The Limitation and Exclusion: Business personal property on premises. 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