{"id":160,"date":"2014-02-10T10:37:21","date_gmt":"2014-02-10T15:37:21","guid":{"rendered":"http:\/\/artinsurancenow.com.s114801.gridserver.com\/blog\/?p=160"},"modified":"2018-04-13T10:53:58","modified_gmt":"2018-04-13T14:53:58","slug":"how-important-is-my-advice","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/","title":{"rendered":"How Important is my advice"},"content":{"rendered":"<p>I have been in the insurance business for over 35 years. The experience and situations I have encountered are many. When it comes to protecting your Assets, there are many variables which one must consider. Not all policies have the same terms and conditions.<\/p>\n<p><strong>Possible Exclusions<\/strong> are many, Earthquake, Flood, Named storms, Mold, Water, Theft from premises. Terrorism, other than Named locations, while in Transit, etc.<\/p>\n<p><strong>Conditional:<\/strong> vary too. Alarm warranties, Shipping, and packaging, Schedules, Unscheduled, appraisals. Notifications for removal from storage, vaults, when loaned at exhibitions, travel outside the continental USA. reporting form,<\/p>\n<p><strong>Valuations:<\/strong> variables are, Agreed amount, Appraisal value, percentage less sale price, percentage plus consignment, Onus of Proof.<\/p>\n<p><strong>Sub-limits<\/strong>: Bouillon, Jewelry, Electronics<\/p>\n<p><strong>Territory restriction<\/strong>, World wide, continental USA,<\/p>\n<p><strong>Deductibles<\/strong>: $1,000, 2,500, 5,000, 25,000, 100,000<\/p>\n<p><strong>Payment Plans:<\/strong> Direct Bill&lt; Credit Card, Wire transfer, Check and Cash.<\/p>\n<p><strong>Insurance Company:<\/strong> Admitted. Non-admitted, Risk Retention Group, Foreign, AM Best Ratings<\/p>\n<p>The above are just a few items which are negotiated during the process.\u00a0 I like to speak to all my customers to get a sense of what they situations are and how to protect them from a financial loss.<\/p>\n<p>Not everything is ever covered by a policy, most can be.\u00a0 I have found many different niches which companies give very good policies, service, and prices.<\/p>\n<p>Work with me and you can feel the importance of working with a human who can relate to your Insurance exposures.<\/p>\n<p><a href=\"https:\/\/www.artinsurancenow.com\">www.artinsurancenow.com<\/a><\/p>\n<p>William G. Fleischer, CIC<\/p>\n<p>President,<\/p>\n<p>Bernard Fleischer &amp; Sons, Inc.<\/p>\n<p><a href=\"https:\/\/www.artinsurancenow.com\">http:\/\/www.artinsurancenow.com\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I have been in the insurance business for over 35 years. The experience and situations I have encountered are many. When it comes to protecting your Assets, there are many variables which one must consider. Not all policies have the same terms and conditions. Possible Exclusions are many, Earthquake, Flood, Named storms, Mold, Water, Theft &hellip; <a href=\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">How Important is my advice<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[15,72,23,1],"tags":[94],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Important is my advice - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Important is my advice - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"I have been in the insurance business for over 35 years. The experience and situations I have encountered are many. When it comes to protecting your Assets, there are many variables which one must consider. Not all policies have the same terms and conditions. Possible Exclusions are many, Earthquake, Flood, Named storms, Mold, Water, Theft &hellip; Continue reading How Important is my advice &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/\" \/>\n<meta property=\"og:site_name\" content=\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"article:published_time\" content=\"2014-02-10T15:37:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-04-13T14:53:58+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wfleischer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/\",\"name\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\",\"description\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors in New York &amp; California\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.artinsurancenow.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/#webpage\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/\",\"name\":\"How Important is my advice - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\",\"isPartOf\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\"},\"datePublished\":\"2014-02-10T15:37:21+00:00\",\"dateModified\":\"2018-04-13T14:53:58+00:00\",\"author\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#\/schema\/person\/c118925a210a3cdb7a61b5661a98a2e1\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.artinsurancenow.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Important is my advice\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#\/schema\/person\/c118925a210a3cdb7a61b5661a98a2e1\",\"name\":\"wfleischer\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#personlogo\",\"inLanguage\":\"en-CA\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a289c9adf01e92af56f63d9dc1196bad?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a289c9adf01e92af56f63d9dc1196bad?s=96&d=mm&r=g\",\"caption\":\"wfleischer\"},\"sameAs\":[\"http:\/\/bfbond.com\"],\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/author\/wfleischer\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Important is my advice - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.artinsurancenow.com\/blog\/how-important-is-my-advice\/","og_locale":"en_US","og_type":"article","og_title":"How Important is my advice - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California","og_description":"I have been in the insurance business for over 35 years. 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Usually, I write a one-shot transit policy from the parents home to the new locations. I have been able to insure the Art collection maintaining the control of ownership. Most Insurance policies\u2026","rel":"","context":"In &quot;Art Collector&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1712,"url":"https:\/\/www.artinsurancenow.com\/blog\/art-exhibition-insurance-the-details\/","url_meta":{"origin":160,"position":1},"title":"Art Exhibition Insurance &#8211; The Details","date":"March 26, 2018","format":false,"excerpt":"As representatives of the top Insurance carriers that insure exhibitions locally, in multi-states and internationally, we know coverages. Each company has their own distinct forms to insure the unique exposures related to exhibitions. Coverages while in transit, at the exhibition venue, and in storage vary\u00a0by company. Below are some highlighted\u2026","rel":"","context":"In &quot;Art Collector&quot;","img":{"alt_text":"Art Exhibition Image","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2017\/06\/exhibition.jpg?fit=1100%2C619&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":4516,"url":"https:\/\/www.artinsurancenow.com\/blog\/art-insurance-for-the-young-or-established-collector\/","url_meta":{"origin":160,"position":2},"title":"Art Insurance for the Young or Established collector","date":"August 1, 2017","format":false,"excerpt":"We have been issuing Fine Art Insurance policies for many Young collectors, who belong to the Guggenheim, The Metropolitan Museum of Art, \u00a0The Frick Collection , The Whitney , The Morgan Library & Museum,\u00a0Museum of American Art , Dia Art Foundation , The Jewish Museum , Museum of Art &\u2026","rel":"","context":"Similar post","img":{"alt_text":"Young Art Collectors","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2017\/08\/Young-Art-Collectors.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":620,"url":"https:\/\/www.artinsurancenow.com\/blog\/american-airlines-involved-in-damage-art\/","url_meta":{"origin":160,"position":3},"title":"What to ask Art Gallery\/Dealer before consigning your Art","date":"February 16, 2016","format":false,"excerpt":"Damage to Art happens more often than is reported. How\u00a0can you make sure you are covered? American Airlines, along with seven other art handling companies, is being sued for damage to a slash sculpture by Lucio Fontana. the damage work occurred\u00a0while it was\u00a0being shipped to the New York Armory Show.\u00a0\u00a0Lloyd\u2019s\u2026","rel":"","context":"In &quot;Art Collector&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":100,"url":"https:\/\/www.artinsurancenow.com\/blog\/storm-sandy\/","url_meta":{"origin":160,"position":4},"title":"Super Storm Sandy","date":"February 5, 2013","format":false,"excerpt":"This storm was amazing. \u00a0The art Galleries I insured all had flood coverage and none suffered financial loss from the Art. The capacity is still there, just have to ask for the coverage where in the past, it was thrown in.\u00a0 Most Personal Collectors policy have no exclusions for flood,\u2026","rel":"","context":"In &quot;Art Collector&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10673,"url":"https:\/\/www.artinsurancenow.com\/blog\/william-g-fleischer-and-bernard-fleischer-sons-inc-named-a-top-specialist-broker-for-2020\/","url_meta":{"origin":160,"position":5},"title":"William G. Fleischer and Bernard Fleischer &#038; Sons, Inc. named a top specialist broker for 2020.","date":"February 13, 2020","format":false,"excerpt":"Insurance Business Magazine, the leading business magazine for today's sophisticated commercial Insurance Broker names William G. Fleischer and Bernard Fleischer & Sons, Inc. a\u00a0top specialist broker for 2020. Read the article\u00a0HERE\u00a0 Service is our top priority when it comes to our clientele, and it shows. A glance at our 5-Star\u2026","rel":"","context":"Similar post","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2020\/02\/0237_637158770257106147-1.png?fit=1200%2C678&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/160"}],"collection":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/comments?post=160"}],"version-history":[{"count":5,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/160\/revisions"}],"predecessor-version":[{"id":10313,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/160\/revisions\/10313"}],"wp:attachment":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/media?parent=160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/categories?post=160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/tags?post=160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}