{"id":10821,"date":"2022-10-21T15:58:58","date_gmt":"2022-10-21T19:58:58","guid":{"rendered":"https:\/\/www.artinsurancenow.com\/blog\/?p=10821"},"modified":"2022-10-21T15:59:07","modified_gmt":"2022-10-21T19:59:07","slug":"as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy\/","title":{"rendered":"As a Curator, do you buy an Exhibition or Art Dealer policy?"},"content":{"rendered":"\n<p>Lately, I have been asked this question by curators that insure Art Exhibitions. There is silence when I ask if you are a curator or dealer. I feel it is essential to distinguish the difference.<\/p>\n\n\n\n<p>An Art Curator has many roles when mounting a show; What is the exhibition about? Is the reason for the show the promotion of the Gallery, Artist, Collection, or yourself? All have a common thread\u2026 the &#8220;Consignment Agreement.&#8221;\u00a0<\/p>\n\n\n\n<p>Focusing on the Consignment Agreement terms is where I look to help design the right policy for the show. Usually, this transaction comes with two different approaches to this agreement. When the work is consigned to the show, is it for just show or sale?<\/p>\n\n\n\n<p>If the Artwork being shown is Just for display, an exhibition policy is offered to protect the art for the consignment amount and transit wall-to-wall. Wall-to-wall or Nail-to-Nail has a meaning. To insure Artwork from the time of pick, during transit, storage, exhibition, and on return to the source. <\/p>\n\n\n\n<p>I usually add a few extra days to the policy so the insured is not caught without coverage because Insurance always ends at 12:01 am. Quite often, this will not change the insurance cost. Adding 2 to 3 extra days will take care of any unforeseen delays.\u00a0<\/p>\n\n\n\n<p>When the work is for sale, and the curator or venue receives compensation, like a commission, selling fee, or a donation, then the Curator or Venue can be classified as a dealer.<\/p>\n\n\n\n<p>A dealer policy is a year-long policy; the work does not have to be scheduled. There is an established limit for all exhibitions; transit and storage of the art. It works similarly to a collector&#8217;s Blanket policy, based on limits, not items. It is covered on a blanket Limit and is not limited to this single exhibition. You will have coverage for all your shows for the year. Also, there is no time restriction for returning the art after the show. It is still a wall-to-wall or nail-to-nail type of policy. As for the cost, it is usually about even with an exhibition-type policy.<\/p>\n\n\n\n<p>In conclusion, both types of policies protect the owner of art in a curated show. Like all Insurance, I recommend reviewing the policy wording to understand the evaluations, limits, conditions, and coverages.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lately, I have been asked this question by curators that insure Art Exhibitions. There is silence when I ask if you are a curator or dealer. I feel it is essential to distinguish the difference. An Art Curator has many roles when mounting a show; What is the exhibition about? Is the reason for the &hellip; <a href=\"https:\/\/www.artinsurancenow.com\/blog\/as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">As a Curator, do you buy an Exhibition or Art Dealer policy?<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":10822,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[15,80,79,177],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>As a Curator, do you buy an Exhibition or Art Dealer policy? - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"As a Curator, do you buy an Exhibition or Art Dealer policy? - Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"Lately, I have been asked this question by curators that insure Art Exhibitions. There is silence when I ask if you are a curator or dealer. I feel it is essential to distinguish the difference. An Art Curator has many roles when mounting a show; What is the exhibition about? Is the reason for the &hellip; Continue reading As a Curator, do you buy an Exhibition or Art Dealer policy? &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artinsurancenow.com\/blog\/as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-21T19:58:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-21T19:59:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2022\/10\/lefty-kasdaglis-50cZ1fIPGrI-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wfleischer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/\",\"name\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors from New York to California\",\"description\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries &amp; Collectors in New York &amp; California\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.artinsurancenow.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy\/#primaryimage\",\"inLanguage\":\"en-CA\",\"url\":\"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2022\/10\/lefty-kasdaglis-50cZ1fIPGrI-unsplash-scaled.jpg?fit=2560%2C1707&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2022\/10\/lefty-kasdaglis-50cZ1fIPGrI-unsplash-scaled.jpg?fit=2560%2C1707&ssl=1\",\"width\":2560,\"height\":1707,\"caption\":\"Person adjusting art frame\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy\/#webpage\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/as-a-curator-do-you-buy-an-exhibition-or-art-dealer-policy\/\",\"name\":\"As a Curator, do you buy an Exhibition or Art Dealer policy? 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Updated March 2026 TL;DR: Most dealer policies value art received on consignment at the agreed value plus 10%. When dealers send works to other galleries, coverage and valuation depend on specific policy language \u2014 it oftenfalls into grey areas like\u2026","rel":"","context":"In &quot;Art Dealer&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2026\/03\/William-Fleischer-Headshot-300x275.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":829,"url":"https:\/\/www.artinsurancenow.com\/blog\/as-art-basel-miami-2016-approaches-we-look-at-the-necessity-of-a-good-art-insurance-policy\/","url_meta":{"origin":10821,"position":1},"title":"As Art Basel Miami 2016 approaches, we look at the necessity of a good art insurance policy","date":"November 15, 2016","format":false,"excerpt":"Art Basel, the international art fair with three shows staged annually in Basel, Miami Beach and Hong Kong. The shows offer parallel programming produced in collaboration with the host city\u2019s local institutions. Art Basel provides a platform for galleries to show and sell their work to collectors, museum directors and\u2026","rel":"","context":"In &quot;American Collectors Insurance&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":178,"url":"https:\/\/www.artinsurancenow.com\/blog\/what-is-conversion-exclusion-in-a-fine-art-antique-jewlery-policy\/","url_meta":{"origin":10821,"position":2},"title":"What is Conversion exclusion in a fine art, Antique, Jewelry policy","date":"March 10, 2014","format":false,"excerpt":"The Story; A collector or Museum consigns a work to a dealer to sell.\u00a0 The dealer does his job and sells the work, but does not pay the Collector or Museum.\u00a0 This is now considered a loss of property and if your current policy does not address this type of\u2026","rel":"","context":"In &quot;Antique&quot;","img":{"alt_text":"Art Insurance Now Gallery","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2014\/03\/AIN-Gallery.jpg?fit=640%2C427&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1712,"url":"https:\/\/www.artinsurancenow.com\/blog\/art-exhibition-insurance-the-details\/","url_meta":{"origin":10821,"position":3},"title":"Art Exhibition Insurance &#8211; The Details","date":"March 26, 2018","format":false,"excerpt":"As representatives of the top Insurance carriers that insure exhibitions locally, in multi-states and internationally, we know coverages. Each company has their own distinct forms to insure the unique exposures related to exhibitions. Coverages while in transit, at the exhibition venue, and in storage vary\u00a0by company. Below are some highlighted\u2026","rel":"","context":"In &quot;Art Collector&quot;","img":{"alt_text":"Art Exhibition Image","src":"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2017\/06\/exhibition.jpg?fit=1100%2C619&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":620,"url":"https:\/\/www.artinsurancenow.com\/blog\/american-airlines-involved-in-damage-art\/","url_meta":{"origin":10821,"position":4},"title":"What to ask Art Gallery\/Dealer before consigning your Art","date":"February 16, 2016","format":false,"excerpt":"Damage to Art happens more often than is reported. How\u00a0can you make sure you are covered? American Airlines, along with seven other art handling companies, is being sued for damage to a slash sculpture by Lucio Fontana. the damage work occurred\u00a0while it was\u00a0being shipped to the New York Armory Show.\u00a0\u00a0Lloyd\u2019s\u2026","rel":"","context":"In &quot;Art Collector&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":256,"url":"https:\/\/www.artinsurancenow.com\/blog\/exhibition-policy-or-not\/","url_meta":{"origin":10821,"position":5},"title":"Exhibition Policy or not?","date":"October 22, 2014","format":false,"excerpt":"Email regarding having Artist shows in an Office Environment. I am an attorney, however, I put an art gallery in my law firm space. The agreement I have with the artists is that they allow me to hang their work for 3 to 4 weeks. I promote their work to\u2026","rel":"","context":"In &quot;Art Dealer&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/artinsurancenow.com\/blog\/wp-content\/uploads\/2014\/10\/corporate-art-300x199.jpeg?resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/10821"}],"collection":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/comments?post=10821"}],"version-history":[{"count":1,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/10821\/revisions"}],"predecessor-version":[{"id":10823,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/posts\/10821\/revisions\/10823"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/media\/10822"}],"wp:attachment":[{"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/media?parent=10821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/categories?post=10821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.artinsurancenow.com\/blog\/wp-json\/wp\/v2\/tags?post=10821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}