{"id":10082,"date":"2018-01-23T16:42:24","date_gmt":"2018-01-23T21:42:24","guid":{"rendered":"http:\/\/artinsurancenow.com\/blog\/?p=10082"},"modified":"2018-04-13T16:53:29","modified_gmt":"2018-04-13T20:53:29","slug":"artist-studios-need-insurance-too","status":"publish","type":"post","link":"https:\/\/www.artinsurancenow.com\/blog\/artist-studios-need-insurance-too\/","title":{"rendered":"Artist Studios Need Insurance Too"},"content":{"rendered":"

Many artists neglect to insure their practice because they mistakenly believe they\u2019re already covered by a homeowner or rental policy\u2014which are strictly limited in coverage to assets that aren\u2019t considered part of a business. (Sorry, but at least in this case, your art, if it\u2019s for sale, is considered a business.) Sometimes, insurance riders\u2014essentially add-ons to a general policy\u2014can be purchased to cover works of art or business practices, but an insurance brokerage like Bernard Fleischer & Sons Inc. \/ ArtInsuranceNow.com concentrates in the more complicated policies that art insurance typically requires. Our agency is experienced at navigating provenance and the complicated methods for valuating works of art and a familiarity with insuring studios and art collections.<\/p>\n

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Other artists hesitate with insurance because they\u2019re unsure at what point a work of art is technically finished\u2014at what point it stops being a conglomerate of a couple hundred dollars\u2019 worth of material, and starts becoming a valuable “piece.” Fortunately, in this case, the insurance industry is largely unconcerned with such philosophical questions. Generally speaking, insurance adjustors will use an artist\u2019s past sales to determine valuation. If you sold a similar painting for $1,000 (and can provide legitimate documentation), expect a valuation of about $1,000, unless you\u2019ve started working with precious metals.<\/p>\n

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Certainly, the most tragic losses in the event of a disaster are those of human life. Second to that, for many people in the arts, are cultural artifacts. Therefore, it\u2019s important to insure our cultural legacy. Meanwhile, insurance companies can feel very far removed from the arts\u2014with their talk of \u201cassets\u201d\u2014and scare collectors, gallerists, and, yes, even artists, from maintaining proper insurance coverage.<\/p>\n

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We at Bernard Fleischer & Sons Inc. \/ ArtInsuranceNow.com speak the language of the arts as well as insurance and can bridge the gap between the art community and the insurance industry to protect the legacies of the collector, gallerist, museum and artist.<\/p>\n

Visit us at www.ArtInsuranceNow.com<\/a> to learn more or call us at 800-921-1008 to speak with someone who can help with your particular needs.<\/p>\n","protected":false},"excerpt":{"rendered":"

Many artists neglect to insure their practice because they mistakenly believe they\u2019re already covered by a homeowner or rental policy\u2014which are strictly limited in coverage to assets that aren\u2019t considered part of a business. (Sorry, but at least in this case, your art, if it\u2019s for sale, is considered a business.) Sometimes, insurance riders\u2014essentially add-ons … Continue reading Artist Studios Need Insurance Too<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":10083,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[71,13,11,15,72,33,23],"tags":[],"yoast_head":"\nArtist Studios Need Insurance Too - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artinsurancenow.com\/blog\/artist-studios-need-insurance-too\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Artist Studios Need Insurance Too - Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California\" \/>\n<meta property=\"og:description\" content=\"Many artists neglect to insure their practice because they mistakenly believe they\u2019re already covered by a homeowner or rental policy\u2014which are strictly limited in coverage to assets that aren\u2019t considered part of a business. 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Sometimes, insurance riders\u2014essentially add-ons … Continue reading Artist Studios Need Insurance Too →\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artinsurancenow.com\/blog\/artist-studios-need-insurance-too\/\" \/>\n<meta property=\"og:site_name\" content=\"Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California\" \/>\n<meta property=\"article:published_time\" content=\"2018-01-23T21:42:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-04-13T20:53:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2018\/01\/art-studio-1024x710.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"710\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wfleischer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/#website\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/\",\"name\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors from New York to California\",\"description\":\"Protecting Art Nationwide | Art Insurance for Artists, Galleries & Collectors in New York & California\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.artinsurancenow.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/artist-studios-need-insurance-too\/#primaryimage\",\"inLanguage\":\"en-CA\",\"url\":\"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2018\/01\/art-studio.jpg?fit=1655%2C1148&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.artinsurancenow.com\/blog\/wp-content\/uploads\/2018\/01\/art-studio.jpg?fit=1655%2C1148&ssl=1\",\"width\":1655,\"height\":1148,\"caption\":\"Art Studio Image\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.artinsurancenow.com\/blog\/artist-studios-need-insurance-too\/#webpage\",\"url\":\"https:\/\/www.artinsurancenow.com\/blog\/artist-studios-need-insurance-too\/\",\"name\":\"Artist Studios Need Insurance Too - 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